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[null,"Kontantpris og kontant vurdering"]
[null,"Ejendom",null,null,null,null,"Skatte%",null,0.38500000000000001]
[null,"Alternativ",null,null,null,null,"Kalk.rente p.a.",null,0.05]
[null,"Navn",null,null,null,null,"Kalk.rente/termin",null,{"$f":"(1+I3)^0.25-1","v":1.2272234429039353E-2}]
[null,"Aftalt kontantpris",null,null,null,null,"Realkredit - vurdering og belåningsværdi"]
[null,"Fast ejendom",null,null,null,null,"Fast ejendom",null,"incl. staldinventar, grundforbedr. og alm. driftsbehold."]
[null,"Besætning",null,null,null,null,"Besætning"]
[null,"Maskiner",null,null,null,null,"Maskiner, rullende materiel"]
[null,"Staldinventar",null,null,null,null,"Rettigheder"]
[null,"Leveringsrettigheder",null,null,null," ","I alt vurdering af den kontante handelsværdi",null,null,null,null,null,null,{"$f":"SUM(N6:N9)","v":0}]
[null,"Beholdninger",null,null,null,null,"Reduktion for rettigheder",null,null,null,null,null,null,{"$f":"N9*-1","v":0}," - værdi rettighederne "]
[null,"I alt kontantpris",null,null,{"$f":"SUM(E6:E11)","v":0},null,"Reduktion for rullende materiel, SDO/SDRO",null,null,null,null,null,null,{"$f":"IF(ISBLANK(M12),N8*-1,M12)","v":0}," - maskiner medtages ikke ved SDO"]
[null,null,null,null,null,null,"Værdiansættelse, belåningsværdi SDO",null,null,null,null,null,null,{"$f":"N10+N11+N12","v":0}," = realkredit SDO udmåling"]
[null,null,null,null,null,null,"Fast ejendom + 30%",null,null,null,"fast ejd",null,null,{"$f":"N6*1.3","v":0},"beregning af løsørereduktion"]
[null,null,null,null,null,null,"Realkredit belåningsværdi evt. løsørered.",null,null,null,null,null,null,{"$f":"IF(N14<N13,N14,N13)","v":0},"den mindste af de to ovenfor"]
[null,"Finansieringsplan",null,null,null,null,null,null,null,"Annuitet-Serie","Obl-Kontant","Kurs","Debitorrenteente","Adm.bidrag%","Løbetid år","Afdragsfri år"]
[null,"Realkredit","korr",null,null,"korr"]
[null,"Låne grænse ",0.7," af",{"$f":"N15","v":0},null,{"$f":"IF(ISBLANK(F18),E18*C18,F18)","v":0},null,null,null,null,null,null,null,null,null,"Før skat","Efter skat","Købesum"]
[null,"Lån",null,null,"Fordelings pct.",null,"Kontant",null,"Hovedstol",null,null,null,null,null,null,null,"eff. rente","eff. rente","Indskudshovedstol","antal lån",null,null,"VejEffFør","VejEffEft"]
[null,"Fast rente 30 år",null,null,{"$f":"1-E21-E22-E23-E24","v":0.5},{"$f":"IF(Real1!$P$1=0,\"\",\"Korr\")","v":""},{"$f":"IF(K20=\"k\",I20,I20*L20/100)","v":0},{"$f":"$G$18*E20","v":0},{"$f":"IF(K20=\"o\",ROUND(H20/L20/10,0)*1000,ROUND(H20,-3))","v":0},"a","o",98.88,4.0599999999999997E-2,1.2500000000000001E-2,30,null,{"$f":"IF(G20<0.4,0,Real1!$D$9)","v":0},{"$f":"IF(G20<0.4,0,Real1!$D$10)","v":0},{"$f":"IF(K20=\"k\",G20,I20)","v":0},{"$f":"IF(G20>1,1,0)","v":0},null,null,{"$f":"(G20/LånIalt)*Q20","v":{"$error":"#DIV/0!"}},{"$f":"(G20/LånIalt)*R20","v":{"$error":"#DIV/0!"}}]
[null,"Flexkort",null,null,0.5,{"$f":"IF(Real2!$P$1=0,\"\",\"Korr\")","v":""},{"$f":"IF(K21=\"k\",I21,I21*L21/100)","v":0},{"$f":"$G$18*E21","v":0},{"$f":"IF(K21=\"o\",ROUND(H21/L21/10,0)*1000,ROUND(H21,-3))","v":0},"a","o",100.011,2.7799999999999998E-2,1.2500000000000001E-2,30,10,{"$f":"IF(G21<0.4,0,Real2!$D$9)","v":0},{"$f":"IF(G21<0.4,0,Real2!$D$10)","v":0},{"$f":"IF(K21=\"k\",G21,I21)","v":0},{"$f":"IF(G21>1,1,0)","v":0},null,null,{"$error":"#DIV/0!"},{"$f":"(G21/LånIalt)*R21","v":{"$error":"#DIV/0!"}}]
[null,null,null,null,null,{"$f":"IF(Real3!$P$1=0,\"\",\"Korr\")","v":""},{"$f":"IF(K22=\"k\",I22,I22*L22/100)","v":0},0,{"$f":"IF(K22=\"o\",ROUND(H22/L22/10,0)*1000,ROUND(H22,-3))","v":0},"a","k",96,0.02,1.2E-2,30,null,{"$f":"IF(G22<0.4,0,Real3!$D$9)","v":0},{"$f":"IF(G22<0.4,0,Real3!$D$10)","v":0},0,{"$f":"IF(G22>1,1,0)","v":0},null,null,{"$f":"(G22/LånIalt)*Q22","v":{"$error":"#DIV/0!"}},{"$f":"(G22/LånIalt)*R22","v":{"$error":"#DIV/0!"}}]
[null,null,null,null,null,{"$f":"IF(Real4!$P$1=0,\"\",\"Korr\")","v":""},0,0,0,"a","o",99,0.02,1.2500000000000001E-2,30,null,{"$f":"IF(G23<0.4,0,Real4!$D$9)","v":0},{"$f":"IF(G23<0.4,0,Real4!$D$10)","v":0},0,{"$f":"IF(G23>1,1,0)","v":0},null,null,{"$error":"#DIV/0!"},{"$f":"(G23/LånIalt)*R23","v":{"$error":"#DIV/0!"}}]
[null,null,null,null,null,{"$f":"IF(Real5!$P$1=0,\"\",\"Korr\")","v":""},0,0,0,"a","o",98,0.02,1.2500000000000001E-2,30,null,{"$f":"IF(G24<0.4,0,Real5!$D$9)","v":0},{"$f":"IF(G24<0.4,0,Real5!$D$10)","v":0},0,{"$f":"IF(G24>1,1,0)","v":0},null,null,{"$error":"#DIV/0!"},{"$f":"(G24/LånIalt)*R24","v":{"$error":"#DIV/0!"}}]
[null,"I alt ",null,null,{"$f":"SUM(E20:E24)","v":1},null,{"$f":"SUM(G20:G24)","v":0},{"$f":"SUM(H20:H24)","v":0},{"$f":"SUM(I20:I24)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"SUM(S20:S24)","v":0}]
[null,"Banklån",null,null,null,null,null,null,null,"Ann.-Serie",null,"Kurs","Rente",null,"Løbetid år","Afdragsfri år"]
[null,"Vækstlån"]
[null,"Sælgerpantebrev",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Før skat","Efter skat"]
[null,"Lån",null,null,null,"korr","Kontant",null,"Hovedstol",null,null,null,null,null,null,null,"eff. rente","eff. rente",null,"antal lån",null,null,"VejEffFør","VejEffEft"]
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[null,"EIFO",null,null,{"$f":"IF(Lån7!$P$1=0,\"\",\"Korr\")","v":""},null,{"$f":"I31*L31/100","v":0},{"$f":"F31*L31/100","v":0},{"$f":"ROUND(F31/L31*100,-3)","v":0},"a",null,100,0.1,null,10,null,{"$f":"IF(G31<0.4,0,Lån7!$D$9)","v":0},{"$f":"IF(G31<0.4,0,Lån7!$D$10)","v":0},{"$f":"I31","v":0},{"$f":"IF(G31>1,1,0)","v":0},null,null,{"$f":"(G31/LånIalt)*Q31","v":{"$error":"#DIV/0!"}},{"$f":"(G31/LånIalt)*R31","v":{"$error":"#DIV/0!"}},null,null,null,null,null,null,null,null,null,0]
[null,"Etableringslån",null,null,{"$f":"IF(Lån8!$P$1=0,\"\",\"Korr\")","v":""},null,{"$f":"I32*L32/100","v":0},{"$f":"F32*L32/100","v":0},{"$f":"ROUND(F32/L32*100,-3)","v":0},"a",null,100,7.0000000000000007E-2,null,15,null,{"$f":"IF(G32<0.4,0,Lån8!$D$9)","v":0},{"$f":"IF(G32<0.4,0,Lån8!$D$10)","v":0},0,0,null,null,{"$f":"(G32/LånIalt)*Q32","v":{"$error":"#DIV/0!"}},{"$f":"(G32/LånIalt)*R32","v":{"$error":"#DIV/0!"}},null,null,null,null,null,null,null,null,null,0]
[null,"Familielån",null,null,{"$f":"IF(Lån9!$P$1=0,\"\",\"Korr\")","v":""},null,0,0,0,"a",null,100,0,null,30,null,{"$f":"IF(G33<0.4,0,Lån9!$D$9)","v":0},{"$f":"IF(G33<0.4,0,Lån9!$D$10)","v":0},{"$f":"I33","v":0},{"$f":"IF(G33>1,1,0)","v":0},null,null,{"$f":"(G33/LånIalt)*Q33","v":{"$error":"#DIV/0!"}},{"$f":"(G33/LånIalt)*R33","v":{"$error":"#DIV/0!"}},null,null,null,null,null,null,null,null,null,0]
[null,"Sælgerpantebrev",null,null,{"$f":"IF(Lån10!$P$1=0,\"\",\"Korr\")","v":""},null,0,0,0,"a",null,85,0.09,null,10,null,{"$f":"IF(G34<0.4,0,Lån10!$D$9)","v":0},{"$f":"IF(G34<0.4,0,Lån10!$D$10)","v":0},{"$f":"I34","v":0},{"$f":"IF(G34>1,1,0)","v":0},null,null,{"$error":"#DIV/0!"},{"$f":"(G34/LånIalt)*R34","v":{"$error":"#DIV/0!"}},null,null,null,null,null,null,null,null,null,{"$f":"I34","v":0}]
[null,"Finansieringsplan",null,null,null,null,"Kontant",null,"Hovedstol"]
[null,"Gaver","Succession            ",null,{"$f":"IF(G36=0,\"\",G36/$G$44)","v":""},null,null,null,{"$f":"G36","v":0},null,null,null,null,null,null,null,"Før skat","Efter skat",{"$f":"G36","v":0}]
[null,"Restfinansiering, kontant",null,null,{"$f":"IF(G37=0,\"\",G37/$G$44)","v":""},null,{"$f":"G44-G43-G42-G41-G40-G39-G38-G36","v":0},null,{"$f":"G37","v":0},null,null,null,null,null,null,null,"eff. rente","eff. rente",{"$f":"I37","v":0}]
[null,{"$f":"B30","v":"Banklån"},null,null,{"$f":"IF(G38=0,\"\",G38/$G$44)","v":""},null,{"$f":"G30","v":0},null,{"$f":"I30","v":0},null,null,null,null,null,null,"Eff. rente vejet gns.",{"$f":"IF(Kontantpris=0,0,W38)","v":0},{"$f":"IF(Kontantpris=0,0,X38)","v":0},null,{"$f":"SUM(T20:T34)","v":0},"Antal lån i alt",null,{"$f":"SUM(W20:W37)","v":{"$error":"#DIV/0!"}},{"$f":"SUM(X20:X37)","v":{"$error":"#DIV/0!"}}]
[null,{"$f":"B31","v":"EIFO"},null,null,{"$f":"IF(G39=0,\"\",G39/$G$44)","v":""},null,{"$f":"G31","v":0},null,{"$f":"I31","v":0}]
[null,"Etableringslån",null,null,"",null,0,null,{"$f":"I32","v":0}]
[null,{"$f":"B33","v":"Familielån"},null,null,{"$f":"IF(G41=0,\"\",G41/$G$44)","v":""},null,{"$f":"G33","v":0},null,{"$f":"I33","v":0}]
[null,{"$f":"B34","v":"Sælgerpantebrev"},null,null,{"$f":"IF(G42=0,\"\",G42/$G$44)","v":""},null,{"$f":"G34","v":0},null,{"$f":"I34","v":0},null,null,null,null,null,null,"KK-saldo primo",{"$f":"IF(G44=0,0,'Omk. & restfinans'!F36)","v":0}]
[null,"Realkredit i alt",null,null,{"$f":"IF(G43=0,\"\",G43/$G$44)","v":""},null,{"$f":"G25","v":0},null,{"$f":"SUM(I20:I24)","v":0},null,null,null,null,null,null,"Opsparing (likvid egenkapital)",{"$f":"'Omk. & restfinans'!F29","v":0},null,null,{"$f":"SUM(T20:T24)","v":0},"Antal realkredit i alt"]
[null,"Kontant pris i alt",null,null,{"$f":"SUM(E36:E43)","v":0},null,{"$f":"E12","v":0},null,{"$f":"SUM(I36:I43)","v":0}," ->",null,{"$f":"Kontantpris-I44","v":0},null,null,null,null,null,null,{"$f":"S37+S36+S34+S33+S30+S25","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(købesum-Kontantpris=0,0.000001,købesum/Kontantpris)","v":9.9999999999999995E-7},"Faktor Købesum/Kontantpris"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Kontantværdi lån i alt",null,null,{"$f":"SUM(G38:G43)","v":0}]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"© CHA 12.02.2025"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Afdrag",null,null,null,null,null,null,null,null,null,"Alle","Realkredit",null,null,"Alle"]
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{"sheet":"Omk. & restfinans","index":1,"n_rows":73,"n_cols":24,"rows_kept":73,"cut":false,"hidden":false,"merged":[[4,11,4,14],[52,5,52,6],[14,30,14,31],[15,23,16,23],[15,24,16,24],[15,28,16,28],[15,29,16,29],[15,30,16,30]]}
["Omkostninger, afstemning og aktivering"]
["Ejendom",null,{"$f":"Finansplan!$E2","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"Restgæld, hvor låneomkostninger udgiftsføres år 1"]
["Alternativ",null,{"$f":"Finansplan!$E3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"Amortiseret kostpris, hvor låneomkostninger amortiseres i renten"]
["Navn",null,{"$f":"Finansplan!$E4","v":0},null,null,null,null,null,null,null,null,null,null,null,null,1," = Amort, hvis 1 = kontant, 2 = amort",null,{"$f":"Amort*2","v":2},"Formelcelle for at aktivere event calculate, når amort skifter"]
["Skødeomkostninger",null,null,null,null,null,"Købers",null,null,null,null,"Afgiftsgrundlag fast ejendom"]
["Ejendomsmægler",null,null,null,"korr","Sats","andel",null,"Køber","Sælger",null,null,null,"Kontantpris",{"$f":"FastEjendomPris","v":0},null,"Hvis BundFastEjendom > Kontantpris så BundFastEjendom ellers hvis kontantpris > Skøn så Kontantpris ellers skøn"]
["Ejendomsmægler honorar (af kontant pris)",null,null,null,null,{"$f":"IF(ISBLANK(E7),\"1,00%\",E7)","v":"1,00%"},0,null,null,{"$f":"IF(ISBLANK(E7),F7*F71,E7*F71)","v":1.0000000000000002E-6}," + moms",null,null,"Skønnet pris"]
["Advokat og stempel",null,null,null,"korr",null,null,null,null,null,null,null,null,"Off. vurdering",null,null,null,null,"Kontantpris","Skønnet pris","80 % off vurdering","Grundlag"]
["Honorar til købers advokat/ejendomskonsulent",null,null,null,null,{"$f":"IF(ISBLANK(E9),\"0,50%\",\"Korr.\")","v":"0,50%"},1,null,{"$f":"IF(ISBLANK($E9),$F9*Kontantpris*$G$9,E9*$G$9)","v":0},{"$f":"IF(ISBLANK($E9),$F9*Kontantpris*(1-$G$9),E9*(1-$G$9))","v":0},"af kontant pris",null,null,{"$f":"ProcentOffVurdering","v":0.85},{"$f":"Off._vurdering*ProcentOffVurdering","v":0},null,null,null,20000000,null,null,20000000]
["Skøde, variabel tinglysningsafgift ",null,null,null,null,{"$f":"IF(ISBLANK(E10),\"0,60%\",\"Korr.\")","v":"0,60%"},0.5,{"$f":"O10*F10","v":0},{"$f":"IF(ISBLANK(E10),G10*H10,E10*G10)","v":0},{"$f":"IF(ISBLANK(E10),H10*(1-G10),E10*(1-G10))","v":0},"af afgiftsgrundlaget",null,null,"Afgiftsgrundlag",{"$f":"R12","v":0},{"$f":"FastEjendomPris","v":0},"Kontantpris fast ejendom",null,20000000,22000000,18000000,22000000]
["Skøde, fast tinglysningsafgift ",null,null,null,null,{"$f":"IF(Kontantpris>0,TinglysningSkoede,0)","v":0},0.5,null,{"$f":"IF(ISBLANK($E11),$F11*$G$11,$F11*$G$11)","v":0},{"$f":"IF(ISBLANK($E11),$F11*(1-$G$11),$F11*(1-$G$11))","v":0},null,null,null,null,null,{"$f":"SkoenFriHandelPris","v":0},"Skøn fri handels pris, fast ejendom",null,20000000,19000000,18000000,20000000]
["I alt skødeomkostninger (afrundet hele tusinder)",null,null,null,null,null,null,null,{"$f":"ROUND(SUM(I8:I11),-3)","v":0},{"$f":"ROUND(SUM(J8:J11),-3)","v":0},null,null,null,null,null,{"$f":"Off._vurdering*0.8","v":0},"80 % off. ejendomsvurdering",{"$f":"IF(BundFastEjd>KontantFastEjendom,BundFastEjd,IF(KontantFastEjendom>SkoenFriHandelPris,KontantFastEjendom,SkoenFriHandelPris))","v":0},20000000,null,21000000,21000000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20000000,21000000,18000000,21000000]
["Låneomkostninger",null,null,null,null,null,"Købers",null,null,null,null,null,null,null,null,null,null,null,20000000,23000000,24000000,24000000]
["Realkredit- og andre lån",null,null,null,"korr","Sats","andel",null,"I alt",null,null,null,null,"standard"]
["Stiftelsesprovision (hovedstol)",null,null,null,null,{"$f":"IF(ISBLANK(E16),StiftelsesprovisionSats,E16)","v":0.01},1,null,{"$f":"(Real1!H32+Real2!H32+Real3!H32+Real4!H32+Real5!H32) *G16","v":0},"af realkredits hovedstole",null,null,null,{"$f":"Q16","v":0},null,"OK",{"$f":"Real1!E75+Real2!E75+Real3!E75+Real4!E75+Real5!E75","v":0},"v"]
["Kurtage (kursværdi)",null,null,null,null,{"$f":"IF(Kontantpris=0,0,I17/(Finansplan!G25))","v":0},1,null,{"$f":"(Real1!H33+Real2!H33+Real3!H33+Real4!H33+Real5!H33)*G17","v":0},"af realkredits kursværdi",null,null,null,{"$f":"Q17","v":0},null,"OK",{"$f":"Real1!H33+Real2!H33+Real3!H33+Real4!H33+Real5!H33","v":0},"v"]
["Lånesags- og ekspeditionsgebyr",null,null,null,null,{"$f":"IF(ISBLANK(E18),VurderingGebyrSats,E18)","v":15000},1,null,{"$f":"(Real1!H34+Real2!H34+Real3!H34+Real4!H34+Real5!H34+Lån6!H34+Lån7!H34+Lån8!H34+Lån9!H34+Lån10!H34)*G18","v":0},"pr. etableret lån",null,null,null,{"$f":"Q18","v":0},null,"OK",{"$f":"Finansplan!T38*VurderingGebyr","v":0},"v"]
["Stempel (hovedstol)",null,null,"Korr. realkredit>",null,{"$f":"StempelSats","v":1.4500000000000001E-2},1,null,{"$f":"(Real1!H35+Real2!H35+Real3!H35+Real4!H35+Real5!H35+Lån6!H35+Lån7!H35+Lån8!H35+Lån9!H35+Lån10!H35)*G19","v":0},"af samtlige låns hovedstole",null,null,null,{"$f":"Q19","v":0},null,"OK",{"$f":"Real1!E76+Real2!E76+Real3!E76+Real4!E76+Real5!E76+Lån6!E76+Lån7!E76+Lån8!E76+Lån9!E76+Lån10!E76","v":0},"v"]
["Tinglysningsgebyr",null,null,null,null,{"$f":"TinglysningPtbr","v":1825},1,null,{"$f":"(Real1!H36+Real2!H36+Real3!H36+Real4!H36+Real5!H36+Lån6!H36+Lån7!H36+Lån8!H36+Lån9!H36+Lån10!H36)*G20","v":0},"pr. etableret lån",null,null,null,{"$f":"Q20","v":0},null,"OK",{"$f":"Finansplan!T38*TinglysningPtbr","v":0},"v"]
["Vækstkaution, stiftelsesomkostninger",null,null,null,null,null,1,null,{"$f":"IF(Finansplan!R69=TRUE,#REF!,0)","v":0}]
["Korrektion af omkostninger",null,null,null,null,null,1,null,null,null,null,null,null,0]
["I alt låneomkostninger",null,null,null,null,null,null,null,{"$f":"SUM(I16:I22)","v":0},null,null,null,null,{"$f":"ROUND(SUM(N16:N22),-3)","v":0},null,null,{"$f":"SUM(Q16:Q22)","v":0}]
["Skøde- og låneomkostninger i alt (afrundet hele tusinder)",null,null,null,null,null,null,null,{"$f":"ROUND(I23+I12,-3)","v":0}]
[]
["Afstemning af kassekredit og egenkapital i åbningsbalancen"]
[]
["Afstemning af likviditet i åbningsbalancen"]
["Købers likvide opsparing",null,null,null,null,null," likvid opsparing på etablerings- og iværksætterkonti + kontant beholdning"]
[" +/- Restbeløb fra Finansplan",null,null,null,null,{"$f":"Finansplan!G37*-1","v":0},{"$f":"IF(F30<0,\" som køber skal betale til sælger\",\" som køber har lånt ekstra\")","v":" som køber har lånt ekstra"}]
[" - købers skødesomkostninger, der aktiveres",null,null,null,null,{"$f":"I12*-1","v":0}," som køber betaler "]
[{"$f":"IF(Amort=1,\" - købers låneomkostninger, der udgiftsføres\",\" - købers låneomkostninger, der amortiseres\")","v":" - købers låneomkostninger, der udgiftsføres"},null,null,null,null,{"$f":"I23*-1","v":0}," som tilbageholdes eller opkræves af långiverne"]
[" = Rest til kassekreditten, likviditet til drift",null,null,null,null,{"$f":"SUM(F29:F32)","v":0}," likviditet til driften - efter betaling af skøde- og låneomkostninger",null,null,null,null,null,null,null,null,null,"Balance data, hele tusinder"]
[{"$f":"IF(Amort=1,\"   som består af\",\"\")","v":"   som består af"}]
[{"$f":"IF(Amort=1,\"   Prioritetsomkostninger i første måned\",\"\")","v":"   Prioritetsomkostninger i første måned"},null,null,null,null,{"$f":"IF(Amort=1,F32,0)","v":0},{"$f":"IF(Amort=1,\" indtastes som prioritetsomkostning første år i BudgetVejlby\",\"\")","v":" indtastes som prioritetsomkostning første år i BudgetVejlby"}]
["   Kassekredit saldo primo BudgetVejlby",null,null,null,null,{"$f":"F33+F35*-1","v":0}," indtastes som primo kassekredit i BudgetVejlby",null,null,null,null,null,null,null,null,null,{"$f":"F36/1000","v":0},{"$f":"A36","v":"   Kassekredit saldo primo BudgetVejlby"}]
[]
[]
["Afstemning af egenkapital i åbningsbalancen",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2]
["Landbrugsaktiver, anskaffelsespris",null,null,null,null,{"$f":"N71","v":1E-4}," kontantpris landbrugsaktiver plus aktiverede skødeomkostninger"]
["  + Bil og andre personlige aktiver",null,null,null,null,null," bil og andre aktiver skal tages med over i BudgetVejlby åbningsbalance",null,null,null,null,null,null,null,null,null,{"$f":"F41/1000","v":0},{"$f":"A41","v":"  + Bil og andre personlige aktiver"}]
[{"$f":"IF(Amort=1,\"  - lån hovedstol/restgæld\",\"  - lån nettoprovenu\")","v":"  - lån hovedstol/restgæld"},null,null,null,null,{"$f":"IF(Amort=1,SUM(Finansplan!I38:I43)*-1,SUM(Finansplan!G38:G43)*-1)","v":0},{"$f":"IF(Amort=1,\" lånenes hovedstol overføres til budget\",\" lånenes nettoprovenu overføres til budget, dvs. kontantværdi minus omkostninger\")","v":" lånenes hovedstol overføres til budget"}]
["  - låneomkostninger",null,null,null,null,{"$f":"IF(Amort =1,F32,0)","v":0},{"$f":"IF(Amort=1,\" som køber betaler og udgiftsfører som prioritetsomkostninger\",\"\")","v":" som køber betaler og udgiftsfører som prioritetsomkostninger"}]
["  +/- kassekredit primo",null,null,null,null,{"$f":"F36","v":0}," som ovenfor"]
["  = Egenkapital til drift",null,null,null,null,{"$f":"SUM(F40:F44)","v":1E-4}," den egenkapital, der er at stå imod med driftsmæssigt (efter handlens omkostninger)"]
[{"$f":"IF(Amort=1,\"    som består af\",\"\")","v":"    som består af"}]
[{"$f":"IF(Amort=1,\"    Prioritetsomkostninger i første måned\",\"\")","v":"    Prioritetsomkostninger i første måned"},null,null,null,null,{"$f":"F35","v":0}," tab af egenkapital første måned ved udgiftsførsel af låneomkostninger"]
["  = Egenkapital primo BudgetVejlby",null,null,null,null,{"$f":"F45-F47","v":1E-4}]
[{"$f":"IF(Amort=1,IF(F49>0,\" + Kurstab låneoptagelse\",\" + kursgevinst låneoptagelse\"),\"\")","v":" + kursgevinst låneoptagelse"},null,null,null,null,{"$f":"IF(Amort=1,Finansplan!L44*-1,\"\")","v":0},{"$f":"IF(Amort=1,IF(F49>0,\" kurstabet fra låneoptagelsen er mistet i egenkapital,\",\"  kursgevinsten fra låneoptagelsen er tillagt egenkapitalen\"),\"\")","v":"  kursgevinsten fra låneoptagelsen er tillagt egenkapitalen"}]
[{"$f":"IF(Amort=1,\" = Egenkapital før handlen\",\"\")","v":" = Egenkapital før handlen"},null,null,null,null,{"$f":"IF(Amort=1,F48+F49,\"\")","v":1E-4},{"$f":"IF(Amort=1,\" da lånene ikke overføres som kontantværdi, men som restgæld\",\"\")","v":" da lånene ikke overføres som kontantværdi, men som restgæld"}]
["Aktivering af skødeomkostninger"]
[null,null,null,null,null,null,null,null,"Tinglysning","Advokat",null,null,null,"Anskaffelses-"]
[null,null,null,null,null,"Kontantpris",null,null,"omkostning","berigtigelse",null,null,null,"pris","I alt"]
["Fast ejendom",null,null,null,null,{"$f":"IF(Finansplan!E6=0,0.0001,Finansplan!E6)","v":1E-4},null,null,null,null,null,null,null,null,{"$f":"SUM(N55:N59)","v":1E-4},null,"Anskaffelsespris"]
[" - heraf bygninger",null,null,null,null,null,null,null,{"$f":"ROUND(G55/$F$54*$I$71,-3)","v":0},{"$f":"ROUND(G55/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"G55+I55+J55","v":0},null,null,{"$f":"N55/1000","v":0},{"$f":"A55","v":" - heraf bygninger"}]
[" - heraf stuehus beboet af ejer",null,null,null,null,null,null,null,{"$f":"ROUND(G56/$F$54*$I$71,-3)","v":0},{"$f":"ROUND(G56/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"G56+I56+J56","v":0},null,null,0,{"$f":"A56","v":" - heraf stuehus beboet af ejer"}]
[" - heraf udlejede stuehuse",null,null,null,null,null,null,null,{"$f":"ROUND(G57/$F$54*$I$71,-3)","v":0},{"$f":"ROUND(G57/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"G57+I57+J57","v":0},null,null,0," - heraf udlejede stuehuse"]
[" - heraf grundforbedringer",null,null,null,null,null,null,null,{"$f":"ROUND(G58/$F$54*$I$71,-3)","v":0},{"$f":"ROUND(G58/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"G58+I58+J58","v":0},null,null,0," - heraf grundforbedringer"]
[" - heraf jord",null,null,null,null,null,{"$f":"F54-G55-G56-G57-G58","v":1E-4},null,{"$f":"I71-I55-I56-I57","v":0},{"$f":"J71-SUM(J55:J57)-SUM(J60:J70)","v":0},null,"→",null,{"$f":"G59+I59+J59","v":1E-4},null,null,1.0000000000000001E-7," - heraf jord"]
["Leveringsrettigheder",null,null,null,null,{"$f":"Finansplan!E10","v":0},null,null,"→",{"$f":"ROUND(F60/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"F60+J60","v":0},{"$f":"N60","v":0},null,0,"Leveringsrettigheder"]
["Inventar",null,null,null,null,{"$f":"Finansplan!E8+Finansplan!E9","v":0},null,null,null,null,null,null,null,null,{"$f":"SUM(N62:N64)","v":0}]
[" - heraf inventar markredskaber",null,null,null,null,null,null,null,"→",{"$f":"ROUND(G62/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"G62+J62","v":0},null,null,{"$f":"N62/1000","v":0}," - heraf inventar markredskaber"]
[" - heraf inventar husdyrbrug",null,null,null,null,null,null,null,"→",{"$f":"ROUND(G63/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"G63+J63","v":0},null,null,{"$f":"N63/1000","v":0}," - heraf inventar husdyrbrug"]
[" - heraf inventar andet",null,null,null,null,null,{"$f":"F61-G62-G63","v":0},null,"→",{"$f":"ROUND(G64/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"G64+J64","v":0},null,null,{"$f":"N64/1000","v":0}," - heraf inventar andet"]
["Besætning",null,null,null,null,{"$f":"Finansplan!E7","v":0},null,null,"→",{"$f":"ROUND(F65/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"F65+J65","v":0},{"$f":"N65","v":0},null,{"$f":"N65/1000","v":0},"Besætning"]
["Beholdninger",null,null,null,null,{"$f":"Finansplan!E11","v":0},null,null,null,null,null,null,null,null,{"$f":"SUM(N67:N70)","v":0}]
[" - heraf beholdninger egen avl",null,null,null,null,null,null,null,"→",{"$f":"ROUND(G67/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"G67+J67","v":0},null,null,{"$f":"N67/1000","v":0}," - heraf beholdninger egen avl"]
[" - heraf beholdning indkøbt foder",null,null,null,null,null,null,null,"→",{"$f":"ROUND(G68/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"G68+J68","v":0},null,null,{"$f":"N68/1000","v":0}," - heraf beholdning indkøbt foder"]
[" - heraf jordbeholdninger",null,null,null,null,null,null,null,"→",0,null,"→",null,{"$f":"G69+J69","v":0},null,null,{"$f":"N69/1000","v":0}," - heraf jordbeholdninger"]
[" - heraf andre beholdninger",null,null,null,null,null,{"$f":"F66-G69-G68-G67","v":0},null,"→",{"$f":"ROUND(G70/$G$71*$J$71,-3)","v":0},null,"→",null,{"$f":"G70+J70","v":0},null,null,{"$f":"N70/1000","v":0}," - heraf andre beholdninger"]
["I alt kontant pris",null,null,null,null,{"$f":"F66+F65+F61+F60+F54","v":1E-4},{"$f":"SUM(G55:G70)+F60+F65","v":1E-4},null,{"$f":"ROUND(I10+I11,-3)","v":0},{"$f":"ROUND(I9,-3)","v":0},null,{"$f":"I71+J71","v":0},null,{"$f":"SUM(N54:N70)","v":1E-4},{"$f":"SUM(O54:O70)","v":1E-4}]
[null,null,null,null,null,null,{"$f":"IF(ABS(G71-F71)>0.5,\"FEJL I AFSTEMNINGEN\",\"\")","v":""}]
[null,null,null,null,null,"Omkostninger pr. aktiv er afrundet til hele tusinder"]

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[null,"Ejendom",{"$f":"Finansplan!$E2","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TinglysningPtbr",null,null,1825,"https://domstol.dk/tinglysningsretten/tingboegerne/tinglysningsafgifter/"]
[null,"Alternativ",{"$f":"Finansplan!$E3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TinglysningSkoede",null,null,1850]
[null,"Navn",{"$f":"Finansplan!$E4","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Kursskæring/Indskud",null,null,0.01,"Førhen 1 % af hovedstol, nu i stedet brugt til kursskæring"]
[null,{"$f":"Real1!$D$2","v":"Fast rente 30 år"},null,null,{"$f":"Real2!$D$2","v":"Flexkort"},null,null,{"$f":"Real3!$D$2","v":0},null,null,{"$f":"Real4!$D$2","v":0},null,null,{"$f":"Real5!$D$2","v":0},null,null,{"$f":"Finansplan!$B$30","v":"Banklån"},null,null,{"$f":"Finansplan!$B$31","v":"EIFO"},null,null,{"$f":"Finansplan!$B$32","v":"Etableringslån"},null,null,{"$f":"Finansplan!$B$33","v":"Familielån"},null,null,{"$f":"Finansplan!$B$34","v":"Sælgerpantebrev"},null,null,"I alt",null,null,null,null,"MinStiftelse",null,null,10000]
[null,"Real1",null,null,"Real2",null,null,"Real3",null,null,"Real4",null,null,"Real5",null,null,"Lån6",null,null,"Lån7",null,null,"Lån8",null,null,"Lån9",null,null,"Lån10",null,null,"Alle lån",null,null,null,null,"KurtageGrænse",null,null,3000000]
["Primo",{"$f":"IF(Amort=2,Real1!$I$38,IF(Real1!$H$2=\"k\",Real1!$I$31,Real1!$I$29))","v":0},null,{"$f":"IF(Amort=2,SUM(Real1!AC85:'Real1'!AC204),0)","v":0},{"$f":"IF(Amort=2,Real2!$I$38,IF(Real2!$H$2=\"k\",Real2!$I$31,Real2!$I$29))","v":0},null,{"$f":"IF(Amort=2,SUM(Real2!AC85:'Real2'!AC204),0)","v":0},{"$f":"IF(Amort=2,Real3!$I$38,IF(Real3!$H$2=\"k\",Real3!$I$31,Real3!$I$29))","v":0},null,{"$f":"IF(Amort=2,SUM(Real3!AC85:'Real3'!AC204),0)","v":0},{"$f":"IF(Amort=2,Real4!$I$38,IF(Real4!$H$2=\"k\",Real4!$I$31,Real4!$I$29))","v":0},null,{"$f":"IF(Amort=2,SUM(Real4!AC85:'Real4'!AC204),0)","v":0},{"$f":"IF(Amort=2,Real5!$I$38,IF(Real5!$H$2=\"k\",Real5!$I$31,Real5!$I$29))","v":0},null,{"$f":"IF(Amort=2,SUM(Real5!AC85:'Real5'!AC204),0)","v":0},{"$f":"IF(Amort=2,Lån6!$I$38,Lån6!$I$29)","v":0},null,{"$f":"IF(Amort=2,SUM(Lån6!AC85:'Lån6'!AC204),0)","v":0},{"$f":"IF(Amort=2,Lån7!$I$38,Lån7!$I$29)","v":0},null,{"$f":"IF(Amort=2,SUM(Lån7!AC85:'Lån7'!AC204),0)","v":0},{"$f":"IF(Amort=2,Lån8!$I$38,Lån8!$I$29)","v":0},null,{"$f":"IF(Amort=2,SUM(Lån8!AC85:'Lån8'!AC204),0)","v":0},{"$f":"IF(Amort=2,Lån9!$I$38,Lån9!$I$29)","v":0},null,{"$f":"IF(Amort=2,SUM(Lån9!AC85:'Lån9'!AC204),0)","v":0},{"$f":"IF(Amort=2,Lån10!$I$38,Lån10!$I$29)","v":0},null,{"$f":"IF(Amort=2,SUM(Lån10!AC85:'Lån10'!AC204),0)","v":0},{"$f":"B7+E7+H7+K7+N7+Q7+T7+W7+Z7+AC7","v":0},null,null,{"$f":"Y7+V7+S7+P7+M7+J7+G7+D7+AB7+AE7","v":0}]
["Termin","Afdrag",{"$f":"IF(Amort=1,\"Rente/adm\",\"Rente ialt\")","v":"Rente/adm"},{"$f":"IF(Amort=2,\"Amort\",\"\")","v":""},"Afdrag",{"$f":"IF(Amort=1,\"Rente/adm\",\"Rente ialt\")","v":"Rente/adm"},{"$f":"IF(Amort=2,\"Amort\",\"\")","v":""},"Afdrag",{"$f":"IF(Amort=1,\"Rente/adm\",\"Rente ialt\")","v":"Rente/adm"},{"$f":"IF(Amort=2,\"Amort\",\"\")","v":""},"Afdrag",{"$f":"IF(Amort=1,\"Rente/adm\",\"Rente ialt\")","v":"Rente/adm"},{"$f":"IF(Amort=2,\"Amort\",\"\")","v":""},"Afdrag",{"$f":"IF(Amort=1,\"Rente/adm\",\"Rente ialt\")","v":"Rente/adm"},{"$f":"IF(Amort=2,\"Amort\",\"\")","v":""},"Afdrag",{"$f":"IF(Amort=1,\"Rente/adm\",\"Rente ialt\")","v":"Rente/adm"},{"$f":"IF(Amort=2,\"Amort\",\"\")","v":""},"Afdrag",{"$f":"IF(Amort=1,\"Rente/adm\",\"Rente ialt\")","v":"Rente/adm"},{"$f":"IF(Amort=2,\"Amort\",\"\")","v":""},"Afdrag",{"$f":"IF(Amort=1,\"Rente/adm\",\"Rente ialt\")","v":"Rente/adm"},{"$f":"IF(Amort=2,\"Amort\",\"\")","v":""},"Afdrag",{"$f":"IF(Amort=1,\"Rente/adm\",\"Rente ialt\")","v":"Rente/adm"},{"$f":"IF(Amort=2,\"Amort\",\"\")","v":""},"Afdrag",{"$f":"IF(Amort=1,\"Rente/adm\",\"Rente ialt\")","v":"Rente/adm"},{"$f":"IF(Amort=2,\"Amort\",\"\")","v":""},"Afdrag",{"$f":"IF(Amort=1,\"Rente/adm\",\"Rente ialt\")","v":"Rente/adm"},"Ydelse",{"$f":"IF(Amort=2,\"Amort\",\"\")","v":""},null,"KurtageUnder3Sats",null,null,1.5E-3]
[1,{"$f":"Real1!$E$40","v":0},{"$f":"Real1!$F$40","v":0},{"$f":"IF(Amort=2,Real1!AC85,0)","v":0},{"$f":"Real2!$E40","v":0},{"$f":"Real2!$F40","v":0},{"$f":"IF(Amort=2,Real2!AC85,0)","v":0},{"$f":"Real3!$E40","v":0},{"$f":"Real3!$F40","v":0},{"$f":"IF(Amort=2,Real3!AC85,0)","v":0},{"$f":"Real4!$E40","v":0},{"$f":"Real4!$F40","v":0},{"$f":"IF(Amort=2,Real4!AC85,0)","v":0},{"$f":"Real5!$E40","v":0},{"$f":"Real5!$F40","v":0},{"$f":"IF(Amort=2,Real5!AC85,0)","v":0},{"$f":"Lån6!$E40","v":0},{"$f":"Lån6!$F40","v":0},{"$f":"IF(Amort=2,Lån6!AC85,0)","v":0},{"$f":"Lån7!$E40","v":0},{"$f":"Lån7!$F40","v":0},{"$f":"IF(Amort=2,Lån7!AC85,0)","v":0},{"$f":"Lån8!$E40","v":0},{"$f":"Lån8!$F40","v":0},{"$f":"IF(Amort=2,Lån8!AC85,0)","v":0},{"$f":"Lån9!$E40","v":0},{"$f":"Lån9!$F40","v":0},{"$f":"IF(Amort=2,Lån9!AC85,0)","v":0},{"$f":"Lån10!$E40","v":0},{"$f":"Lån10!$F40","v":0},{"$f":"IF(Amort=2,Lån10!AC85,0)","v":0},{"$f":"B9+E9+H9+K9+N9+Q9+T9+W9+Z9+AC9","v":0},{"$f":"C9+F9+I9+L9+O9+R9+U9+X9+AA9+AD9","v":0},{"$f":"AF9+AG9","v":0},{"$f":"Y9+V9+S9+P9+M9+J9+G9+D9+AB9+AE9","v":0},null,"KurtageMinSats",null,null,175]
[2,{"$f":"Real1!E41","v":0},{"$f":"Real1!F41","v":0},{"$f":"IF(Amort=2,Real1!AC86,0)","v":0},{"$f":"Real2!$E41","v":0},{"$f":"Real2!$F41","v":0},{"$f":"IF(Amort=2,Real2!AC86,0)","v":0},{"$f":"Real3!$E41","v":0},{"$f":"Real3!$F41","v":0},{"$f":"IF(Amort=2,Real3!AC86,0)","v":0},{"$f":"Real4!$E41","v":0},{"$f":"Real4!$F41","v":0},{"$f":"IF(Amort=2,Real4!AC86,0)","v":0},{"$f":"Real5!$E41","v":0},{"$f":"Real5!$F41","v":0},{"$f":"IF(Amort=2,Real5!AC86,0)","v":0},{"$f":"Lån6!$E41","v":0},{"$f":"Lån6!$F41","v":0},{"$f":"IF(Amort=2,Lån6!AC86,0)","v":0},{"$f":"Lån7!$E41","v":0},{"$f":"Lån7!$F41","v":0},{"$f":"IF(Amort=2,Lån7!AC86,0)","v":0},{"$f":"Lån8!$E41","v":0},{"$f":"Lån8!$F41","v":0},{"$f":"IF(Amort=2,Lån8!AC86,0)","v":0},{"$f":"Lån9!$E41","v":0},{"$f":"Lån9!$F41","v":0},{"$f":"IF(Amort=2,Lån9!AC86,0)","v":0},{"$f":"Lån10!$E41","v":0},{"$f":"Lån10!$F41","v":0},{"$f":"IF(Amort=2,Lån10!AC86,0)","v":0},{"$f":"B10+E10+H10+K10+N10+Q10+T10+W10+Z10+AC10","v":0},{"$f":"C10+F10+I10+L10+O10+R10+U10+X10+AA10+AD10","v":0},{"$f":"AF10+AG10","v":0},{"$f":"Y10+V10+S10+P10+M10+J10+G10+D10+AB10+AE10","v":0},null,"VurderingGebyrSats",null,null,15000]
[3,{"$f":"Real1!E42","v":0},{"$f":"Real1!F42","v":0},{"$f":"IF(Amort=2,Real1!AC87,0)","v":0},{"$f":"Real2!$E42","v":0},{"$f":"Real2!$F42","v":0},{"$f":"IF(Amort=2,Real2!AC87,0)","v":0},{"$f":"Real3!$E42","v":0},{"$f":"Real3!$F42","v":0},{"$f":"IF(Amort=2,Real3!AC87,0)","v":0},{"$f":"Real4!$E42","v":0},{"$f":"Real4!$F42","v":0},{"$f":"IF(Amort=2,Real4!AC87,0)","v":0},{"$f":"Real5!$E42","v":0},{"$f":"Real5!$F42","v":0},{"$f":"IF(Amort=2,Real5!AC87,0)","v":0},{"$f":"Lån6!$E42","v":0},{"$f":"Lån6!$F42","v":0},{"$f":"IF(Amort=2,Lån6!AC87,0)","v":0},{"$f":"Lån7!$E42","v":0},{"$f":"Lån7!$F42","v":0},{"$f":"IF(Amort=2,Lån7!AC87,0)","v":0},{"$f":"Lån8!$E42","v":0},{"$f":"Lån8!$F42","v":0},{"$f":"IF(Amort=2,Lån8!AC87,0)","v":0},{"$f":"Lån9!$E42","v":0},{"$f":"Lån9!$F42","v":0},{"$f":"IF(Amort=2,Lån9!AC87,0)","v":0},{"$f":"Lån10!$E42","v":0},{"$f":"Lån10!$F42","v":0},{"$f":"IF(Amort=2,Lån10!AC87,0)","v":0},{"$f":"B11+E11+H11+K11+N11+Q11+T11+W11+Z11+AC11","v":0},{"$f":"C11+F11+I11+L11+O11+R11+U11+X11+AA11+AD11","v":0},0,{"$f":"Y11+V11+S11+P11+M11+J11+G11+D11+AB11+AE11","v":0},null,"StempelSats",null,null,1.4500000000000001E-2,"Nedsat fra 1,50 % pr. 1. juli 2019. Nedsættes til 1,25 % pr. 1. januar 2026"]
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["1. år",{"$f":"SUM(B9:B12)","v":0},{"$f":"SUM(C9:C12)","v":0},{"$f":"IF(Amort=2,ROUND((Real1!$AF$88),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Real2!$AF$88),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Real3!$AF$88),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Real4!$AF$88),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Real5!$AF$88),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Lån6!$AF$88),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Lån7!$AF$88),0),0)","v":0},{"$f":"SUM(W9:W12)","v":0},0,{"$f":"IF(Amort=2,ROUND((Lån8!$AF$88),0),0)","v":0},{"$f":"SUM(Z9:Z12)","v":0},{"$f":"SUM(AA9:AA12)","v":0},{"$f":"IF(Amort=2,ROUND((Lån9!$AF$88),0),0)","v":0},{"$f":"SUM(AC9:AC12)","v":0},0,{"$f":"IF(Amort=2,ROUND((Lån10!$AF$88),0),0)","v":0},{"$f":"ROUND(B30+E30+H30+K30+N30+Q30+T30+W30+Z30+AC30,0)","v":0},{"$f":"ROUND(C30+F30+I30+L30+O30+R30+U30+X30+AA30+AD30,0)","v":0},{"$f":"AF30+AG30","v":0},{"$f":"IF(Amort=2,(ROUND(D30+G30+J30+M30+P30+S30+V30+Y30+AB30+AE30,0))/1000,0)","v":0}]
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["4. år",{"$f":"SUM(B21:B24)","v":0},0,{"$f":"IF(Amort=2,ROUND((Real1!$AF$100),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Real2!$AF$100),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Real3!$AF$100),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Real4!$AF$100),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Real5!$AF$100),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Lån6!$AF$100),0),0)","v":0},0,0,{"$f":"IF(Amort=2,ROUND((Lån7!$AF$100),0),0)","v":0},{"$f":"SUM(W21:W24)","v":0},0,{"$f":"IF(Amort=2,ROUND((Lån8!$AF$100),0),0)","v":0},{"$f":"SUM(Z21:Z24)","v":0},0,{"$f":"IF(Amort=2,ROUND((Lån9!$AF$100),0),0)","v":0},{"$f":"SUM(AC21:AC24)","v":0},0,{"$f":"IF(Amort=2,ROUND((Lån10!$AF$100),0),0)","v":0},0,0,{"$f":"AF33+AG33","v":0},{"$f":"IF(Amort=2,(ROUND(D33+G33+J33+M33+P33+S33+V33+Y33+AB33+AE33,0))/1000,0)","v":0}]
["5. år",{"$f":"SUM(B25:B28)","v":0},{"$f":"SUM(C25:C28)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"SUM(Z25:Z28)","v":0},0,0,0,0,{"$f":"IF(Amort=2,ROUND((Lån10!$AF$100),0),0)","v":0},{"$f":"ROUND(B34+E34+H34+K34+N34+Q34+T34+W34+Z34+AC34,0)","v":0},{"$f":"ROUND(C34+F34+I34+L34+O34+R34+U34+X34+AA34+AD34,0)","v":0},{"$f":"AF34+AG34","v":0},{"$f":"IF(Amort=2,(ROUND(D34+G34+J34+M34+P34+S34+V34+Y34+AB34+AE34,0))/1000,0)","v":0}]
[]
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[]
[]
["Stiftelsesprovision (beregnes af hovedstol, min. 10.000))",null,{"$f":"Real1!$H32*-1","v":0},null,null,{"$f":"Real2!$H32*-1","v":0},null,null,{"$f":"Real3!$H32*-1","v":0},null,null,{"$f":"Real4!$H32*-1","v":0},null,null,{"$f":"Real5!$H32*-1","v":0},null,null,{"$f":"Lån6!$H32*-1","v":0},null,null,{"$f":"Lån7!$H32*-1","v":0},null,null,{"$f":"Lån8!$H32*-1","v":0},null,null,null,null,null,null,null,null,{"$f":"SUM(C46:X46)","v":0}]
["Kurtage (beregnes af kursværdi)",null,{"$f":"Real1!$H33*-1","v":0},null,null,{"$f":"Real2!$H33*-1","v":0},null,null,{"$f":"Real3!$H33*-1","v":0},null,null,{"$f":"Real4!$H33*-1","v":0},null,null,{"$f":"Real5!$H33*-1","v":0},null,null,{"$f":"Lån6!$H33*-1","v":0},null,null,{"$f":"Lån7!$H33*-1","v":0},null,null,{"$f":"Lån8!$H33*-1","v":0},null,null,null,null,null,null,null,null,0]
["Vurdering og lånetilbud, kr.",null,{"$f":"Real1!$H34*-1","v":0},null,null,{"$f":"Real2!$H34*-1","v":0},null,null,{"$f":"Real3!$H34*-1","v":0},null,null,{"$f":"Real4!$H34*-1","v":0},null,null,{"$f":"Real5!$H34*-1","v":0},null,null,{"$f":"Lån6!$H34*-1","v":0},null,null,{"$f":"Lån7!$H34*-1","v":0},null,null,{"$f":"Lån8!$H34*-1","v":0},null,null,null,null,null,null,null,null,0]
["Stempelafgift, staten (beregnes af hovedstol, opr. hele 100 kr)",null,{"$f":"Real1!$H35*-1","v":0},null,null,{"$f":"Real2!$H35*-1","v":0},null,null,{"$f":"Real3!$H35*-1","v":0},null,null,{"$f":"Real4!$H35*-1","v":0},null,null,{"$f":"Real5!$H35*-1","v":0},null,null,{"$f":"Lån6!$H35*-1","v":0},null,null,{"$f":"Lån7!$H35*-1","v":0},null,null,{"$f":"Lån8!$H35*-1","v":0},null,null,null,null,null,null,null,null,0]
["Tinglysning, staten, kr.",null,{"$f":"Real1!$H36*-1","v":0},null,null,{"$f":"Real2!$H36*-1","v":0},null,null,{"$f":"Real3!$H36*-1","v":0},null,null,{"$f":"Real4!$H36*-1","v":0},null,null,{"$f":"Real5!$H36*-1","v":0},null,null,{"$f":"Lån6!$H36*-1","v":0},null,null,{"$f":"Lån7!$H36*-1","v":0},null,null,{"$f":"Lån8!$H36*-1","v":0},null,null,null,null,null,null,null,null,0]
["Låneomk.",null,{"$f":"SUM(C46:C50)","v":0},null,null,{"$f":"SUM(F46:F50)","v":0},null,null,{"$f":"SUM(I46:I50)","v":0},null,null,{"$f":"SUM(L46:L50)","v":0},null,null,{"$f":"SUM(O46:O50)","v":0},null,null,{"$f":"SUM(R46:R50)","v":0},null,null,{"$f":"SUM(U46:U50)","v":0},null,null,{"$f":"SUM(X46:X50)","v":0},null,null,null,null,null,null,null,{"$f":"SUM(C51:X51)","v":0},0]
[]
["Kurstab",null,{"$f":"Real1!I30*-1","v":0},null,null,{"$f":"Real2!$I30*-1","v":0},null,null,{"$f":"Real3!$I30*-1","v":0},null,null,{"$f":"Real4!$I30*-1","v":0},null,null,{"$f":"Real5!$I30*-1","v":0},null,null,{"$f":"Lån6!$I30*-1","v":0},null,null,{"$f":"Lån7!$I30*-1","v":0},null,null,{"$f":"Lån7!$I30*-1","v":0},null,null,null,null,null,null,null,null,{"$f":"SUM(C53:X53)","v":0}]
["Amortisering",null,{"$f":"C51*-1+C53","v":0},null,null,{"$f":"F51*-1+F53","v":0},null,null,{"$f":"I51*-1+I53","v":0},null,null,{"$f":"L51*-1+L53","v":0},null,null,{"$f":"O51*-1+O53","v":0},null,null,{"$f":"R51*-1+R53","v":0},null,null,{"$f":"U51*-1+U53","v":0},null,null,{"$f":"X51*-1+X53","v":0},null,null,null,null,null,null,null,{"$f":"SUM(C54:X54)","v":0},{"$f":"AG51*-1+AG53","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Til kopiering til BudgetVejlby"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Renter og bidrag i alt"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AG34/-1000","v":0},"År 5"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"N5","v":0},null,{"$f":"-ROUND(N$7/1000,3)","v":0},null,{"$f":"ROUND($N30/1000,3)","v":0},null,null,0,null,{"$f":"ROUND($N31/1000,3)","v":0},null,null,0,null,{"$f":"ROUND($N32/1000,3)","v":0},null,null,0,null,{"$f":"ROUND($N33/1000,3)","v":0},null,null,0,null,{"$f":"ROUND($N34/1000,3)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pengeinstitut"]
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{"sheet":"Real1","index":3,"n_rows":205,"n_cols":32,"rows_kept":205,"cut":false,"hidden":false,"merged":[]}
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[null,null,null,{"$f":"IF(H2=\"k\",\"Kontantlån\",\"Obligationslån\")","v":"Obligationslån"},null,null,null,{"$f":"IF(ISBLANK(G3),Finansplan!J20,G3)","v":"a"},"  a = annuitet, s = serielån"]
[null,null,null,{"$f":"IF(H3=\"s\",\"Serielån\",\"Annuitetslån\")","v":"Annuitetslån"},null,null,null,{"$f":"IF(ISBLANK(G4),Finansplan!I20,G4)","v":0},"  hovedstol / restgæld"]
[null,null,null,{"$f":"IF(H6>0,\"med afdragsfrihed\",\"\")","v":""},null,null,null,{"$f":"IF(ISBLANK(G5),IF(Finansplan!O20<=50,Finansplan!O20,50),IF(G5<=50,G5,50))","v":30},"  års løbetid",{"$f":"IF(G5>50,\"Max 50 år\",\"\")","v":""}]
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[null,null,null,null,null,null,null,{"$f":"IF(ISBLANK(G7),Finansplan!M20,G7)","v":4.0599999999999997E-2},"  debitorrente"]
[null,null,null,null,null,null,null,{"$f":"IF(ISBLANK(G8),4,G8)","v":4},"  terminer inden første status"]
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[null,"Effektiv rente efter skat",null,{"$f":"IF($H$2=\"k\",J72,I72)","v":0},"Nominel rente",{"$f":"E70*4","v":3.9996107927882107E-2},null,{"$f":"IF(ISBLANK(G10),Finansplan!N20,G10)","v":1.2500000000000001E-2},"  adm.bidrags procent"]
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[null,"LÅNEOMKOSTNINGER  I ALT",null,null,null,null,null,{"$f":"SUM(H32:H36)","v":0},{"$f":"H37*-1","v":0},{"$f":"IF(H4>0,I37/I29,0)","v":0}]
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[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},23,0,0,0,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E59:E62),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F59:F62),\"\")","v":""}]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},24,0,0,0,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E60:E63),\"\")","v":0},{"$f":"IF($H$8=4,SUM(F60:F63),\"\")","v":0}]
[null,"B E R E G N I N G    A F   Y D E L S E,   I N T E R N   R E N T E ,  N U T I D S V Æ R D I   O G   A M O R T I S E R I N G "]
[null,"Løbetid ialt i antal terminer................................................................",null,null,{"$f":"H5*4","v":120},"Ydelse pr. termin ved kontantlån.......................................",null,null,null,{"$f":"PMT(J66,E66,I31)*-1","v":0}]
[null,"Afdragsterminer (min 1)................................................................",null,null,{"$f":"IF((H5-H6)*4<1,1,(H5-H6)*4)","v":120},"Nominel kontantlåns rente pr. termin…................",null,null,null,{"$f":"E70","v":9.9990269819705269E-3}]
[null,"Afdrag efter termin...............................................................",null,null,{"$f":"E65-E66","v":0},"Hovedstol, der skal afdrages..........................................",null,null,null,{"$f":"IF($H$2=\"k\",I31,I29)","v":0}]
[null,"Afdrag pr. termin, hvis serielån...............................................................",null,null,{"$f":"J67/E66","v":0},null,null,null,"Obligation","Kontant"]
[null,"Afdrag pr. termin, hvis serielån amort. kostpris………………………………..",null,null,{"$f":"H84*-1/E66","v":0},"Eff. rente/termin..........................................................",null,null,{"$f":"IF(H4>0,IRR(F84:F284),0)","v":0},{"$f":"IF(H4>0,IRR(S84:S284),0)","v":0}]
[null,"Nominel rente % pr. termin................................................",null,null,{"$f":"(1+H7)^0.25-1","v":9.9990269819705269E-3},"Eff. rente p.a..........................................................",null,null,{"$f":"((1+I69)^4-1)","v":0},{"$f":"((1+J69)^4-1)","v":0}]
[null,"Annuitetsydelse pr. termin ex adm.................................",null,null,{"$f":"PMT(E70,E66,I29)*-1","v":0},"Eff. rente/termin efter skat...........................................................",null,null,{"$f":"IF(H4>0,IRR(H84:H204),0)","v":0},{"$f":"IF(H4>0,IRR(T84:T204),0)","v":0}]
[null,"Adm.-bidrag beregnes af restgælden årligt.........",null,null,{"$f":"H10","v":1.2500000000000001E-2},"Eff. rente p.a. efter skat...........................................................",null,null,{"$f":"((1+I71)^4-1)","v":0},{"$f":"((1+J71)^4-1)","v":0}]
[null,"Kurtage  0,15 % af kontantværdi (min 175), kr...............................................",null,null,{"$f":"IF(I31*KurtageUnderSats<KurtageMinSats,KurtageMinSats,I31*KurtageUnderSats)","v":175},"Stempelberegning realkredit, opr...........................................................",null,null,{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I29*Stempel,100))","v":0},{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I31*Stempel,100))","v":0}]
[null,"Kurtage dog minimum kr.……………………………",null,null,{"$f":"KurtageMinSats","v":175},"Indskud realkredit.(min. 10.000).........................................................",null,null,{"$f":"IF(ISNUMBER($G$32),$G$32*I29,IF('Omk. & restfinans'!$E$16>0,I29*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I29<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I29)))","v":10000},{"$f":"IF(ISNUMBER($G$32),$G$32*I31,IF('Omk. & restfinans'!$E$16>0,I31*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I31<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I31)))","v":10000}]
[null,"Standard indskud………………………………",null,null,{"$f":"IF(H2=\"o\",I29*StiftelsesprovisionSats,I31*StiftelsesprovisionSats)","v":0},"Amortiseringstillæg i alt…………………………",null,null,{"$f":"H37 + I30*-1","v":0},{"$f":"H37","v":0}]
[null,"Standard stempel………………………………..",null,null,{"$f":"CEILING(IF(H2=\"o\",I29*Stempel,I31*Stempel),100)","v":0},"Tildelt amortiseringstillæg i alt………….",null,null,{"$f":"SUM(M85:M284)","v":0},{"$f":"SUM(X85:X284)","v":0}]
[null,null,null,null,null,null,null,null,"Obligation","Kontant"]
[null,"Kalkulationsrenten pr. termin (beregnet på grundlag af kalkulationsrenten p.a. fra arket Finansplan)………………………………………………………………………….",null,null,null,null,null,null,{"$f":"KRenteTermin","v":1.2272234429039353E-2},{"$f":"KRenteTermin","v":1.2272234429039353E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H2","v":"o"}," kontant/obl"]
[null,"Nutidsværdi af ydelserne ved kalkulationsrenten pr. termin...................................................................................",null,null,null,null,null,null,{"$f":"NPV(KRenteTermin,F85:F205)","v":0},{"$f":"NPV(KRenteTermin,S85:S205)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Amort","v":1},"amortiseret"]
[null,null,null,null,null,null,null,null,null,null,"OBLIGATIONSLÅN ",null,null,null,null,null,null,null,null,null,null,"KONTANTLÅN "]
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[null,null,null,{"$f":"IF(H5>30,\"Grafikken viser kun de første 30 år af ydelsen\",\"\")","v":""},null,null,null,{"$f":"IF(ISBLANK(G6),Finansplan!P21,G6)","v":10},"  års afdragsfrihed"]
[null,null,null,null,null,null,null,{"$f":"IF(ISBLANK(G7),Finansplan!M21,G7)","v":2.7799999999999998E-2},"  debitorrente"]
[null,null,null,null,null,null,null,{"$f":"IF(ISBLANK(G8),4,G8)","v":4},"  terminer inden første status"]
[null,"Effektiv rente før skat",null,{"$f":"IF($H$2=\"k\",J70,I70)","v":0},"Nuværdi ydelser",{"$f":"IF(H2=\"o\",I79,J79)","v":0},null,{"$f":"IF(ISBLANK(G9),Finansplan!I2,G9)","v":0.38500000000000001},"  skatteprocent"]
[null,"Effektiv rente efter skat",null,{"$f":"IF($H$2=\"k\",J72,I72)","v":0},"Nominel rente",{"$f":"E70*4","v":2.751479684025071E-2},null,{"$f":"IF(ISBLANK(G10),Finansplan!N21,G10)","v":1.2500000000000001E-2},"  adm.bidrags procent"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,{"$f":"IF(H2=\"k\",\"Bagvedliggende obligationer\",\"HOVEDSTOL = pålydende = tinglyst gæld\")","v":"HOVEDSTOL = pålydende = tinglyst gæld"},null,null,null,null,null,null,{"$f":"IF(H2=\"k\",IFERROR(H4/H1*100,0),H4)","v":0},1]
[null,{"$f":"IF(H2=\"k\",\"\",IF(I30>0,\"   Kursgevinst\",\"   Kurstab\"))","v":"   Kurstab"},null,null,null,null,null,null,{"$f":"IF(H2=\"k\",0,I31-I29)","v":0},{"$f":"IF(H4>0,(I29-I31)/I29*-1,0)","v":0}]
[null,"KURSVÆRDI, kurs",null,{"$f":"$H$1","v":100.011},{"$f":"IF(H2=\"k\",\" = HOVEDSTOL = tinglyst gæld\",\"\")","v":""},null,null,null,{"$f":"IF(H2=\"k\",H4,ROUND(H4*H1/100,0))","v":0}]
[null,"   Stiftelsesprovision",null,null,null,{"$f":"IF(H4>0,IF(H$2=\"o\",H32/I$29,H32/I$31),0)","v":0},null,{"$f":"IF(H4>0,IF(H2=\"o\",I74,J74),0)","v":0}]
[null,"   Kurtage (afregningsprovision, beregnes af kursværdi)",null,null,null,{"$f":"H33/(I31+0.0001)","v":0},null,{"$f":"IF(I31=0,0,IF(ISBLANK(G33),E73,G33))","v":0}]
[null,"   Lånesags- og ekspeditionsgebyr",null,null,null,{"$f":"IF($I$31=0,0,VurderingGebyrSats)","v":0},null,{"$f":"IF(I31=0,0,IF(ISBLANK(G34),'Omk. & restfinans'!F18,G34))","v":0}]
[null,"   Stempelafgift, staten (beregnes af hovedstol, opr. hele 100 kr",null,null,null,{"$f":"IF(H4>0,IF(H$2=\"o\",H35/I$29,H35/I$31),0)","v":0},null,{"$f":"IF(ISBLANK(G35),IF(H2=\"o\",I73,J73),G35)","v":0}]
[null,"   Tinglysning, staten, kr.",null,null,null,{"$f":"IF($I$31=0,0,TinglysningPtbr)","v":0},null,{"$f":"IF($I$31=0,0,IF(ISBLANK(G36),TinglysningPtbr,G36))","v":0}]
[null,"LÅNEOMKOSTNINGER  I ALT",null,null,null,null,null,{"$f":"SUM(H32:H36)","v":0},{"$f":"H37*-1","v":0},{"$f":"IF(H4>0,I37/I29,0)","v":0}]
[null,"NETTOPROVENU (Udbetalt kreditbeløb)",null,null,null,null,null,null,{"$f":"ROUND(I31+I37,0)","v":0},{"$f":"IF(H4>0,I38/I29*1,0)","v":0}]
[null,"YDELSE","Termin",{"$f":"IF(Amort=1,\"Primo\",\"Forpligtelse\")","v":"Primo"},{"$f":"IF(Amort=1,\"Afdrag\",\"Amort afdrag\")","v":"Afdrag"},{"$f":"IF(Amort=1,\"Rente+bidrag\",\"Amort. rente\")","v":"Rente+bidrag"},null,null,"Afdrag",{"$f":"IF(Amort=2,\"Rente i alt\",\"Rente+bidrag\")","v":"Rente+bidrag"}]
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[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},2,{"$f":"AE86","v":0},0,0,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E41+E40),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F41+F40),\"\")","v":""}]
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[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},10,0,0,0,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E46:E49),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F46:F49),\"\")","v":""}]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},11,0,0,0,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E47:E50),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F47:F50),\"\")","v":""}]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},12,0,0,0,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E48:E51),\"\")","v":0},{"$f":"IF($H$8=4,SUM(F48:F51),\"\")","v":0}]
[null,{"$f":"IF($H$8=1,\"_______________\",\"\")","v":""},13,0,0,0,null,{"$f":"IF($H$8=1,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=1,SUM(E49:E52),\"\")","v":""},{"$f":"IF($H$8=1,SUM(F49:F52),\"\")","v":""}]
[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},14,0,0,0,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E50:E53),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F50:F53),\"\")","v":""}]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},15,0,0,0,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E51:E54),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F51:F54),\"\")","v":""}]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},16,0,0,0,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E52:E55),\"\")","v":0},{"$f":"IF($H$8=4,SUM(F52:F55),\"\")","v":0}]
[null,{"$f":"IF($H$8=1,\"_______________\",\"\")","v":""},17,0,0,0,null,{"$f":"IF($H$8=1,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=1,SUM(E53:E56),\"\")","v":""},{"$f":"IF($H$8=1,SUM(F53:F56),\"\")","v":""}]
[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},18,0,0,0,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E54:E57),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F54:F57),\"\")","v":""}]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},19,0,0,0,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E55:E58),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F55:F58),\"\")","v":""}]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},20,0,0,0,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E56:E59),\"\")","v":0},{"$f":"IF($H$8=4,SUM(F56:F59),\"\")","v":0}]
[null,{"$f":"IF($H$8=1,\"_______________\",\"\")","v":""},21,0,0,0,null,{"$f":"IF($H$8=1,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=1,SUM(E57:E60),\"\")","v":""},{"$f":"IF($H$8=1,SUM(F57:F60),\"\")","v":""}]
[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},22,0,0,0,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E58:E61),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F58:F61),\"\")","v":""}]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},23,0,0,0,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E59:E62),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F59:F62),\"\")","v":""}]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},24,0,0,0,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E60:E63),\"\")","v":0},{"$f":"IF($H$8=4,SUM(F60:F63),\"\")","v":0}]
[null,"B E R E G N I N G    A F   Y D E L S E,   I N T E R N   R E N T E ,  N U T I D S V Æ R D I   O G   A M O R T I S E R I N G "]
[null,"Løbetid ialt i antal terminer................................................................",null,null,{"$f":"H5*4","v":120},"Ydelse pr. termin ved kontantlån.......................................",null,null,null,{"$f":"PMT(J66,E66,I31)*-1","v":0}]
[null,"Afdragsterminer (min 1)................................................................",null,null,{"$f":"IF((H5-H6)*4<1,1,(H5-H6)*4)","v":80},"Nominel kontantlåns rente pr. termin…................",null,null,null,{"$f":"E70","v":6.8786992100626776E-3}]
[null,"Afdrag efter termin...............................................................",null,null,{"$f":"E65-E66","v":40},"Hovedstol, der skal afdrages..........................................",null,null,null,{"$f":"IF($H$2=\"k\",I31,I29)","v":0}]
[null,"Afdrag pr. termin, hvis serielån...............................................................",null,null,{"$f":"J67/E66","v":0},null,null,null,"Obligation","Kontant"]
[null,"Afdrag pr. termin, hvis serielån amort. kostpris………………………………..",null,null,{"$f":"H84*-1/E66","v":0},"Eff. rente/termin..........................................................",null,null,{"$f":"IF(H4>0,IRR(F84:F284),0)","v":0},{"$f":"IF(H4>0,IRR(S84:S204),0)","v":0}]
[null,"Nominel rente % pr. termin................................................",null,null,{"$f":"(1+H7)^0.25-1","v":6.8786992100626776E-3},"Eff. rente p.a..........................................................",null,null,{"$f":"((1+I69)^4-1)","v":0},{"$f":"((1+J69)^4-1)","v":0}]
[null,"Annuitetsydelse pr. termin ex adm.................................",null,null,{"$f":"PMT(E70,E66,I29)*-1","v":0},"Eff. rente/termin efter skat...........................................................",null,null,{"$f":"IF(H4>0,IRR(H84:H204),0)","v":0},{"$f":"IF(H4>0,IRR(T84:T204),0)","v":0}]
[null,"Adm.-bidrag beregnes af restgælden årligt.........",null,null,{"$f":"H10","v":1.2500000000000001E-2},"Eff. rente p.a. efter skat...........................................................",null,null,{"$f":"((1+I71)^4-1)","v":0},{"$f":"((1+J71)^4-1)","v":0}]
[null,"Kurtage  0,15 % af kontantværdi (min 175), kr...............................................",null,null,{"$f":"IF(I31*KurtageUnderSats<KurtageMinSats,KurtageMinSats,I31*KurtageUnderSats)","v":175},"Stempelberegning realkredit, opr...........................................................",null,null,{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I29*Stempel,100))","v":0},{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I31*Stempel,100))","v":0}]
[null,"Kurtage dog minimum kr.……………………………",null,null,{"$f":"KurtageMinSats","v":175},"Indskud realkredit.(min. 10.000).........................................................",null,null,{"$f":"IF(ISNUMBER($G$32),$G$32*I29,IF('Omk. & restfinans'!$E$16>0,I29*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I29<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I29)))","v":10000},{"$f":"IF(ISNUMBER($G$32),$G$32*I31,IF('Omk. & restfinans'!$E$16>0,I31*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I31<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I31)))","v":10000}]
[null,"Standard indskud………………………………",null,null,{"$f":"IF(H2=\"o\",I29*StiftelsesprovisionSats,I31*StiftelsesprovisionSats)","v":0},"Amortiseringstillæg i alt…………………………",null,null,{"$f":"H37 + I30*-1","v":0},{"$f":"H37","v":0}]
[null,"Standard stempel………………………………..",null,null,{"$f":"CEILING(IF(H2=\"o\",I29*Stempel,I31*Stempel),100)","v":0},"Tildelt amortiseringstillæg i alt………….",null,null,{"$f":"SUM(M85:M284)","v":0},{"$f":"SUM(X85:X284)","v":0}]
[null,null,null,null,null,null,null,null,"Obligation","Kontant"]
[null,"Kalkulationsrenten pr. termin (beregnet på grundlag af kalkulationsrenten p.a. fra arket Finansplan)………………………………………………………………………….",null,null,null,null,null,null,{"$f":"KRenteTermin","v":1.2272234429039353E-2},{"$f":"KRenteTermin","v":1.2272234429039353E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H2","v":"o"}," kontant/obl"]
[null,"Nutidsværdi af ydelserne ved kalkulationsrenten pr. termin...................................................................................",null,null,null,null,null,null,{"$f":"NPV(KRenteTermin,F85:F205)","v":0},{"$f":"NPV(KRenteTermin,S85:S205)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Amort","v":1},"amortiseret=2"]
[null,null,null,null,null,null,null,null,null,null,"OBLIGATIONSLÅN ",null,null,null,null,null,null,null,null,null,null,"KONTANTLÅN "]
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[null,"B E R E G N I N G    A F   Y D E L S E,   I N T E R N   R E N T E ,  N U T I D S V Æ R D I   O G   A M O R T I S E R I N G "]
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[null,"Afdragsterminer (min 1)................................................................",null,null,{"$f":"IF((H5-H6)*4<1,1,(H5-H6)*4)","v":120},"Nominel kontantlåns rente pr. termin…................",null,null,null,{"$f":"E70","v":4.9629315732038215E-3}]
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[null,"Annuitetsydelse pr. termin ex adm.................................",null,null,{"$f":"PMT(E70,E66,I29)*-1","v":0},"Eff. rente/termin efter skat...........................................................",null,null,{"$f":"IF(H4>0,IRR(H84:H204),0)","v":0},{"$f":"IF(H4>0,IRR(T84:T204),0)","v":0}]
[null,"Adm.-bidrag beregnes af restgælden årligt.........",null,null,{"$f":"H10","v":1.2E-2},"Eff. rente p.a. efter skat...........................................................",null,null,{"$f":"((1+I71)^4-1)","v":0},{"$f":"((1+J71)^4-1)","v":0}]
[null,"Kurtage  0,15 % af kontantværdi (min 175), kr...............................................",null,null,{"$f":"IF(I31*KurtageUnderSats<KurtageMinSats,KurtageMinSats,I31*KurtageUnderSats)","v":175},"Stempelberegning realkredit, opr...........................................................",null,null,{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I29*Stempel,100))","v":0},{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I31*Stempel,100))","v":0}]
[null,"Kurtage dog minimum kr.……………………………",null,null,{"$f":"KurtageMinSats","v":175},"Indskud realkredit.(min. 10.000).........................................................",null,null,{"$f":"IF(ISNUMBER($G$32),$G$32*I29,IF('Omk. & restfinans'!$E$16>0,I29*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I29<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I29)))","v":10000},{"$f":"IF(ISNUMBER($G$32),$G$32*I31,IF('Omk. & restfinans'!$E$16>0,I31*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I31<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I31)))","v":10000}]
[null,"Standard indskud………………………………",null,null,{"$f":"IF(H2=\"o\",I29*StiftelsesprovisionSats,I31*StiftelsesprovisionSats)","v":0},"Amortiseringstillæg i alt…………………………",null,null,{"$f":"H37 + I30*-1","v":0},{"$f":"H37","v":0}]
[null,"Standard stempel………………………………..",null,null,{"$f":"CEILING(IF(H2=\"o\",I29*Stempel,I31*Stempel),100)","v":0},"Tildelt amortiseringstillæg i alt………….",null,null,{"$f":"SUM(M85:M284)","v":0},{"$f":"SUM(X85:X284)","v":0}]
[null,null,null,null,null,null,null,null,"Obligation","Kontant"]
[null,"Kalkulationsrenten pr. termin (beregnet på grundlag af kalkulationsrenten p.a. fra arket Finansplan)………………………………………………………………………….",null,null,null,null,null,null,{"$f":"KRenteTermin","v":1.2272234429039353E-2},{"$f":"KRenteTermin","v":1.2272234429039353E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H2","v":"k"}," kontant/obl"]
[null,"Nutidsværdi af ydelserne ved kalkulationsrenten pr. termin...................................................................................",null,null,null,null,null,null,{"$f":"NPV(KRenteTermin,F85:F205)","v":0},{"$f":"NPV(KRenteTermin,S85:S205)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Amort","v":1},"amortiseret"]
[null,null,null,null,null,null,null,null,null,null,"OBLIGATIONSLÅN ",null,null,null,null,null,null,null,null,null,null,"KONTANTLÅN "]
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[null,"Nominel",null,"Nominel","Adm.-","Ydelse ",null,"Ydelse","rente+afdrag",null,"Amortiseret","Rente i alt","Amorti-",null,"Nominel","Nominel","Nominel","Adm.-","Ydelse ","Ydelse",null,"Amortiseret","Amort","Amorti-",null,"DIAGRAMDATA",{"$f":"IF(Amort=1,\"\",\"Amort.\")","v":""},{"$f":"IF($H$2=\"k\",\"kontantlån\",\"Obligationslån\")","v":"kontantlån"},null,null,"Forpligtelse","Årlig"]
["T","forpligtelse","Afdrag","Rente","bidrag","før skat",null,"efter skat","før skat",null,"forpligtelse","(Effektiv","serings",null,"forpligtelse","Afdrag","Rente","bidrag","før skat","efter skat",null,"forpligtelse","Effektiv","serings",null,"Termin","Afdrag","Rente",{"$f":"IF(Amort=1,\"Adm.bidrag\",\"Amort. tillæg\")","v":"Adm.bidrag"},"Ydelse efter skat","primo","amortisering"]
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[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},22,0,0,0,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E58:E61),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F58:F61),\"\")","v":""}]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},23,0,0,0,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E59:E62),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F59:F62),\"\")","v":""}]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},24,0,0,0,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E60:E63),\"\")","v":0},{"$f":"IF($H$8=4,SUM(F60:F63),\"\")","v":0}]
[null,"B E R E G N I N G    A F   Y D E L S E,   I N T E R N   R E N T E ,  N U T I D S V Æ R D I   O G   A M O R T I S E R I N G "]
[null,"Løbetid ialt i antal terminer................................................................",null,null,{"$f":"H5*4","v":120},"Annuitetsydelse pr. termin ved kontantlån ex. adm.......................................",null,null,null,{"$f":"PMT(J66,E66,I31)*-1","v":0}]
[null,"Afdragsterminer (min 1)................................................................",null,null,{"$f":"IF((H5-H6)*4<1,1,(H5-H6)*4)","v":120},"Nominel kontantlåns rente pr. termin…................",null,null,null,{"$f":"E70","v":4.9629315732038215E-3}]
[null,"Afdrag efter termin...............................................................",null,null,{"$f":"E65-E66","v":0},"Hovedstol, der skal afdrages..........................................",null,null,null,{"$f":"IF($H$2=\"k\",I31,I29)","v":0}]
[null,"Afdrag pr. termin, hvis serielån...............................................................",null,null,{"$f":"J67/E66","v":0},null,null,null,"Obligation","Kontant"]
[null,"Afdrag pr. termin, hvis serielån amort. kostpris………………………………..",null,null,{"$f":"H84*-1/E66","v":0},"Eff. rente/termin..........................................................",null,null,{"$f":"IF(H4>0,IRR(F84:F284),0)","v":0},{"$f":"IF(H4>0,IRR(S84:S284),0)","v":0}]
[null,"Nominel rente % pr. termin................................................",null,null,{"$f":"(1+H7)^0.25-1","v":4.9629315732038215E-3},"Eff. rente p.a..........................................................",null,null,{"$f":"((1+I69)^4-1)","v":0},{"$f":"((1+J69)^4-1)","v":0}]
[null,"Annuitetsydelse pr. termin ex adm.................................",null,null,{"$f":"PMT(E70,E66,I29)*-1","v":0},"Eff. rente/termin efter skat...........................................................",null,null,{"$f":"IF(H4>0,IRR(H84:H204),0)","v":0},{"$f":"IF(H4>0,IRR(T84:T204),0)","v":0}]
[null,"Adm.-bidrag beregnes af restgælden årligt.........",null,null,{"$f":"H10","v":1.2500000000000001E-2},"Eff. rente p.a. efter skat...........................................................",null,null,{"$f":"((1+I71)^4-1)","v":0},{"$f":"((1+J71)^4-1)","v":0}]
[null,"Kurtage  0,15 % af kontantværdi (min 175), kr...............................................",null,null,{"$f":"IF(I31*KurtageUnderSats<KurtageMinSats,KurtageMinSats,I31*KurtageUnderSats)","v":175},"Stempelberegning realkredit, opr...........................................................",null,null,{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I29*Stempel,100))","v":0},{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I31*Stempel,100))","v":0}]
[null,"Kurtage dog minimum kr.……………………………",null,null,{"$f":"KurtageMinSats","v":175},"Indskud realkredit.(min. 10.000).........................................................",null,null,{"$f":"IF(ISNUMBER($G$32),$G$32*I29,IF('Omk. & restfinans'!$E$16>0,I29*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I29<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I29)))","v":10000},{"$f":"IF(ISNUMBER($G$32),$G$32*I31,IF('Omk. & restfinans'!$E$16>0,I31*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I31<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I31)))","v":10000}]
[null,"Standard indskud………………………………",null,null,{"$f":"IF(H2=\"o\",I29*StiftelsesprovisionSats,I31*StiftelsesprovisionSats)","v":0},"Amortiseringstillæg i alt…………………………",null,null,{"$f":"H37 + I30*-1","v":0},{"$f":"H37","v":0}]
[null,"Standard stempel………………………………..",null,null,{"$f":"CEILING(IF(H2=\"o\",I29*Stempel,I31*Stempel),100)","v":0},"Tildelt amortiseringstillæg i alt………….",null,null,{"$f":"SUM(M85:M284)","v":0},{"$f":"SUM(X85:X284)","v":0}]
[null,null,null,null,null,null,null,null,"Obligation","Kontant"]
[null,"Kalkulationsrenten pr. termin (beregnet på grundlag af kalkulationsrenten p.a. fra arket Finansplan)………………………………………………………………………….",null,null,null,null,null,null,{"$f":"KRenteTermin","v":1.2272234429039353E-2},{"$f":"KRenteTermin","v":1.2272234429039353E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H2","v":"o"}," kontant/obl"]
[null,"Nutidsværdi af ydelserne ved kalkulationsrenten pr. termin...................................................................................",null,null,null,null,null,null,{"$f":"NPV(KRenteTermin,F85:F205)","v":0},{"$f":"NPV(KRenteTermin,S85:S205)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Amort","v":1},"amortiseret"]
[null,null,null,null,null,null,null,null,null,null,"OBLIGATIONSLÅN ",null,null,null,null,null,null,null,null,null,null,"KONTANTLÅN "]
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[null,"Nominel",null,"Nominel","Adm.-","Ydelse ",null,"Ydelse","rente+afdrag",null,"Amortiseret","Rente i alt","Amorti-",null,"Nominel","Nominel","Nominel","Adm.-","Ydelse ","Ydelse",null,"Amortiseret","Amort","Amorti-",null,"DIAGRAMDATA",{"$f":"IF(Amort=1,\"\",\"Amort.\")","v":""},{"$f":"IF($H$2=\"k\",\"kontantlån\",\"Obligationslån\")","v":"Obligationslån"},null,null,"Forpligtelse","Årlig"]
["T","forpligtelse","Afdrag","Rente","bidrag","før skat",null,"efter skat","før skat",null,"forpligtelse","(Effektiv","serings",null,"forpligtelse","Afdrag","Rente","bidrag","før skat","efter skat",null,"forpligtelse","Effektiv","serings",null,"Termin","Afdrag","Rente",{"$f":"IF(Amort=1,\"Adm.bidrag\",\"Amort. tillæg\")","v":"Adm.bidrag"},"Ydelse efter skat","primo","amortisering"]
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[7,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,7,0,0,0,0,0]
[8,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,8,0,0,0,0,0,{"$f":"SUM(AC89:AC92)","v":0}]
[9,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,9,0,0,0,0,0]
[10,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,10,0,0,0,0,0]
[11,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,11,0,0,0,0,0]
[12,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,12,0,0,0,0,0,{"$f":"SUM(AC93:AC96)","v":0}]
[13,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,13,0,0,0,0,0]
[14,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,14,0,0,0,0,0]
[15,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,15,0,0,0,0,0]
[16,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,16,0,0,0,0,0,{"$f":"SUM(AC97:AC100)","v":0}]
[17,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,17,0,0,0,0,0]
[18,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,18,0,0,0,0,0]
[19,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,19,0,0,0,0,0]
[20,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,20,0,0,0,0,0]
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[26,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,26,0,0,0,0,0]
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[28,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,28,0,0,0,0,0]
[29,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,29,0,0,0,0,0]
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[31,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,31,0,0,0,0,0]
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[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},12,0,0,0,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E48:E51),\"\")","v":0},{"$f":"IF($H$8=4,SUM(F48:F51),\"\")","v":0}]
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[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},14,0,0,0,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E50:E53),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F50:F53),\"\")","v":""}]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},15,0,0,0,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E51:E54),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F51:F54),\"\")","v":""}]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},16,0,0,0,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E52:E55),\"\")","v":0},{"$f":"IF($H$8=4,SUM(F52:F55),\"\")","v":0}]
[null,{"$f":"IF($H$8=1,\"_______________\",\"\")","v":""},17,0,0,0,null,{"$f":"IF($H$8=1,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=1,SUM(E53:E56),\"\")","v":""},{"$f":"IF($H$8=1,SUM(F53:F56),\"\")","v":""}]
[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},18,0,0,0,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E54:E57),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F54:F57),\"\")","v":""}]
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[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},20,0,0,0,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E56:E59),\"\")","v":0},{"$f":"IF($H$8=4,SUM(F56:F59),\"\")","v":0}]
[null,{"$f":"IF($H$8=1,\"_______________\",\"\")","v":""},21,0,0,0,null,{"$f":"IF($H$8=1,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=1,SUM(E57:E60),\"\")","v":""},{"$f":"IF($H$8=1,SUM(F57:F60),\"\")","v":""}]
[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},22,0,0,0,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E58:E61),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F58:F61),\"\")","v":""}]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},23,0,0,0,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E59:E62),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F59:F62),\"\")","v":""}]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},24,0,0,0,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E60:E63),\"\")","v":0},{"$f":"IF($H$8=4,SUM(F60:F63),\"\")","v":0}]
[null,"B E R E G N I N G    A F   Y D E L S E,   I N T E R N   R E N T E ,  N U T I D S V Æ R D I   O G   A M O R T I S E R I N G "]
[null,"Løbetid ialt i antal terminer................................................................",null,null,{"$f":"H5*4","v":120},"Ydelse pr. termin ved kontantlån.......................................",null,null,null,{"$f":"PMT(J66,E66,I31)*-1","v":0}]
[null,"Afdragsterminer (min 1)................................................................",null,null,{"$f":"IF((H5-H6)*4<1,1,(H5-H6)*4)","v":120},"Nominel kontantlåns rente pr. termin…................",null,null,null,{"$f":"E70","v":4.9629315732038215E-3}]
[null,"Afdrag efter termin...............................................................",null,null,{"$f":"E65-E66","v":0},"Hovedstol, der skal afdrages..........................................",null,null,null,{"$f":"IF($H$2=\"k\",I31,I29)","v":0}]
[null,"Afdrag pr. termin, hvis serielån...............................................................",null,null,{"$f":"J67/E66","v":0},null,null,null,"Obligation","Kontant"]
[null,"Afdrag pr. termin, hvis serielån amort. kostpris………………………………..",null,null,{"$f":"H84*-1/E66","v":0},"Eff. rente/termin..........................................................",null,null,{"$f":"IF(H4>0,IRR(F84:F284),0)","v":0},{"$f":"IF(H4>0,IRR(S84:S284),0)","v":0}]
[null,"Nominel rente % pr. termin................................................",null,null,{"$f":"(1+H7)^0.25-1","v":4.9629315732038215E-3},"Eff. rente p.a..........................................................",null,null,{"$f":"((1+I69)^4-1)","v":0},{"$f":"((1+J69)^4-1)","v":0}]
[null,"Annuitetsydelse pr. termin ex adm.................................",null,null,{"$f":"PMT(E70,E66,I29)*-1","v":0},"Eff. rente/termin efter skat...........................................................",null,null,{"$f":"IF(H4>0,IRR(H84:H204),0)","v":0},{"$f":"IF(H4>0,IRR(T84:T204),0)","v":0}]
[null,"Adm.-bidrag beregnes af restgælden årligt.........",null,null,{"$f":"H10","v":1.2500000000000001E-2},"Eff. rente p.a. efter skat...........................................................",null,null,{"$f":"((1+I71)^4-1)","v":0},{"$f":"((1+J71)^4-1)","v":0}]
[null,"Kurtage  0,15 % af kontantværdi (min 175), kr...............................................",null,null,{"$f":"IF(I31*KurtageUnderSats<KurtageMinSats,KurtageMinSats,I31*KurtageUnderSats)","v":175},"Stempelberegning realkredit, opr...........................................................",null,null,{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I29*Stempel,100))","v":0},{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I31*Stempel,100))","v":0}]
[null,"Kurtage dog minimum kr.……………………………",null,null,{"$f":"KurtageMinSats","v":175},"Indskud realkredit.(min. 10.000).........................................................",null,null,{"$f":"IF(ISNUMBER($G$32),$G$32*I29,IF('Omk. & restfinans'!$E$16>0,I29*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I29<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I29)))","v":10000},{"$f":"IF(ISNUMBER($G$32),$G$32*I31,IF('Omk. & restfinans'!$E$16>0,I31*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I31<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I31)))","v":10000}]
[null,"Standard indskud………………………………",null,null,{"$f":"IF(H2=\"o\",I29*StiftelsesprovisionSats,I31*StiftelsesprovisionSats)","v":0},"Amortiseringstillæg i alt…………………………",null,null,{"$f":"H37 + I30*-1","v":0},{"$f":"H37","v":0}]
[null,"Standard stempel………………………………..",null,null,{"$f":"CEILING(IF(H2=\"o\",I29*Stempel,I31*Stempel),100)","v":0},"Tildelt amortiseringstillæg i alt………….",null,null,{"$f":"SUM(M85:M284)","v":0},{"$f":"SUM(X85:X284)","v":0}]
[null,null,null,null,null,null,null,null,"Obligation","Kontant"]
[null,"Kalkulationsrenten pr. termin (beregnet på grundlag af kalkulationsrenten p.a. fra arket Finansplan)………………………………………………………………………….",null,null,null,null,null,null,{"$f":"KRenteTermin","v":1.2272234429039353E-2},{"$f":"KRenteTermin","v":1.2272234429039353E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H2","v":"o"}," kontant/obl"]
[null,"Nutidsværdi af ydelserne ved kalkulationsrenten pr. termin...................................................................................",null,null,null,null,null,null,{"$f":"NPV(KRenteTermin,F85:F205)","v":0},{"$f":"NPV(KRenteTermin,S85:S205)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Amort","v":1},"amortiseret"]
[null,null,null,null,null,null,null,null,null,null,"OBLIGATIONSLÅN ",null,null,null,null,null,null,null,null,null,null,"KONTANTLÅN "]
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[null,"Nominel",null,"Nominel","Adm.-","Ydelse ",null,"Ydelse","rente+afdrag",null,"Amortiseret","Rente i alt","Amorti-",null,"Nominel","Nominel","Nominel","Adm.-","Ydelse ","Ydelse",null,"Amortiseret","Amort","Amorti-",null,"DIAGRAMDATA",{"$f":"IF(Amort=1,\"\",\"Amort.\")","v":""},{"$f":"IF($H$2=\"k\",\"kontantlån\",\"Obligationslån\")","v":"Obligationslån"},null,null,"Forpligtelse","Årlig"]
["T","forpligtelse","Afdrag","Rente","bidrag","før skat",null,"efter skat","før skat",null,"forpligtelse","(Effektiv","serings",null,"forpligtelse","Afdrag","Rente","bidrag","før skat","efter skat",null,"forpligtelse","Effektiv","serings",null,"Termin","Afdrag","Rente",{"$f":"IF(Amort=1,\"Adm.bidrag\",\"Amort. tillæg\")","v":"Adm.bidrag"},"Ydelse efter skat","primo","amortisering"]
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[8,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,8,0,0,0,0,0,{"$f":"SUM(AC89:AC92)","v":0}]
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[10,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,10,0,0,0,0,0]
[11,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,11,0,0,0,0,0]
[12,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,12,0,0,0,0,0,{"$f":"SUM(AC93:AC96)","v":0}]
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[14,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,14,0,0,0,0,0]
[15,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,15,0,0,0,0,0]
[16,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,16,0,0,0,0,0,{"$f":"SUM(AC97:AC100)","v":0}]
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[18,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,18,0,0,0,0,0]
[19,0,0,0,0,0,null,0,0,null,0,0,0,null,0,0,0,0,0,0,null,0,0,0,null,19,0,0,0,0,0]
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[null,"B E R E G N I N G    A F   Y D E L S E,   I N T E R N   R E N T E ,  N U T I D S V Æ R D I   O G   A M O R T I S E R I N G "]
[null,"Løbetid ialt i antal terminer................................................................",null,null,{"$f":"H5*4","v":40},"Ydelse pr. termin ved kontantlån.......................................",null,null,null,{"$f":"PMT(J66,E66,I31)*-1","v":0}]
[null,"Afdragsterminer (min 1)................................................................",null,null,{"$f":"IF((H5-H6)*4<1,1,(H5-H6)*4)","v":40},"Kontantlånsrenten pr. termin..........................................",null,null,null,{"$f":"IF(P7=1,H7/4,IF(I84=0,0,IRR(I84:I284)))","v":0}]
[null,"Afdrag efter termin...............................................................",null,null,{"$f":"E65-E66","v":0},"Hovedstol, der skal afdrages..........................................",null,null,null,{"$f":"IF($H$2=\"k\",I31,I29)","v":0}]
[null,"Afdrag pr. termin, hvis serielån...............................................................",null,null,{"$f":"J67/E66","v":0},null,null,null,"Obligation","Kontant"]
[null,"Afdrag pr. termin, hvis serielån amort. kostpris………………………………..",null,null,{"$f":"H84*-1/E66","v":0},"Eff. rente/termin..........................................................",null,null,{"$f":"IF(H4>0,IRR(F84:F284),0)","v":0},{"$f":"IF(H4>0,IRR(S84:S284),0)","v":0}]
[null,"Rente % pr. termin................................................",null,null,{"$f":"H7/4","v":1.7500000000000002E-2},"Eff. rente p.a..........................................................",null,null,{"$f":"((1+I69)^4-1)","v":0},{"$f":"((1+J69)^4-1)","v":0}]
[null,"Annuitetsydelse pr. termin ex adm.................................",null,null,{"$f":"PMT(E70,E66,I29)*-1","v":0},"Eff. rente/termin efter skat...........................................................",null,null,{"$f":"IF(H4>0,IRR(H84:H204),0)","v":0},{"$f":"IF(H4>0,IRR(T84:T204),0)","v":0}]
[null,"Adm.-bidrag beregnes af restgælden årligt.........",null,null,{"$f":"H10","v":0},"Eff. rente p.a. efter skat...........................................................",null,null,{"$f":"((1+I71)^4-1)","v":0},{"$f":"((1+J71)^4-1)","v":0}]
[null,null,null,null,null,"Stempelberegning pantebrev, opr...........................................................",null,null,{"$f":"CEILING(I29*Stempel,100)","v":0},{"$f":"CEILING(I31*Stempel,100)","v":0}]
[]
[null,null,null,null,null,"Amortiseringstillæg i alt…………………………",null,null,{"$f":"H37 + (I31/D31*100)-I31","v":0},{"$f":"H37","v":0}]
[null,"Standard stempel………………………………..",null,null,{"$f":"CEILING(IF(H2=\"o\",I29*Stempel,I31*Stempel),100)","v":0},"Tildelt amortiseringstillæg i alt………….",null,null,{"$f":"SUM(M85:M284)","v":0},{"$f":"SUM(X85:X284)","v":0}]
[null,null,null,null,null,null,null,null,"Obligation","Kontant"]
[null,"Kalkulationsrenten pr. termin (beregnet på grundlag af kalkulationsrenten p.a. fra arket Finansplan)………………………………………………………………………….",null,null,null,null,null,null,{"$f":"KRenteTermin","v":1.2272234429039353E-2},{"$f":"KRenteTermin","v":1.2272234429039353E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H2","v":"o"}," kontant/obl"]
[null,"Nutidsværdi af ydelserne ved kalkulationsrenten pr. termin...................................................................................",null,null,null,null,null,null,{"$f":"NPV(KRenteTermin,F85:F205)","v":0},{"$f":"NPV(KRenteTermin,S85:S205)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Amort","v":1},"amortiseret"]
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[null,"B E R E G N I N G    A F   Y D E L S E,   I N T E R N   R E N T E ,  N U T I D S V Æ R D I   O G   A M O R T I S E R I N G "]
[null,"Løbetid ialt i antal terminer................................................................",null,null,{"$f":"H5*4","v":40},"Ydelse pr. termin ved kontantlån.......................................",null,null,null,{"$f":"PMT(J66,E66,I31)*-1","v":0}]
[null,"Afdragsterminer (min 1)................................................................",null,null,{"$f":"IF((H5-H6)*4<1,1,(H5-H6)*4)","v":40},"Kontantlånsrenten pr. termin..........................................",null,null,null,{"$f":"IF(P7=1,H7/4,IF(I84=0,0,IRR(I84:I284)))","v":0}]
[null,"Afdrag efter termin...............................................................",null,null,{"$f":"E65-E66","v":0},"Hovedstol, der skal afdrages..........................................",null,null,null,{"$f":"IF($H$2=\"k\",I31,I29)","v":0}]
[null,"Afdrag pr. termin, hvis serielån...............................................................",null,null,{"$f":"J67/E66","v":0},null,null,null,"Obligation","Kontant"]
[null,"Afdrag pr. termin, hvis serielån amort. kostpris………………………………..",null,null,{"$f":"H84*-1/E66","v":0},"Eff. rente/termin..........................................................",null,null,{"$f":"IF(H4>0,IRR(F84:F284),0)","v":0},{"$f":"IF(H4>0,IRR(S84:S284),0)","v":0}]
[null,"Rente % pr. termin................................................",null,null,{"$f":"H7/4","v":2.5000000000000001E-2},"Eff. rente p.a..........................................................",null,null,{"$f":"((1+I69)^4-1)","v":0},{"$f":"((1+J69)^4-1)","v":0}]
[null,"Annuitetsydelse pr. termin ex adm.................................",null,null,{"$f":"PMT(E70,E66,I29)*-1","v":0},"Eff. rente/termin efter skat...........................................................",null,null,{"$f":"IF(H4>0,IRR(H84:H204),0)","v":0},{"$f":"IF(H4>0,IRR(T84:T204),0)","v":0}]
[null,"Adm.-bidrag beregnes af restgælden årligt.........",null,null,{"$f":"H10","v":0},"Eff. rente p.a. efter skat...........................................................",null,null,{"$f":"((1+I71)^4-1)","v":0},{"$f":"((1+J71)^4-1)","v":0}]
[null,null,null,null,null,"Stempelberegning pantebrev, opr...........................................................",null,null,{"$f":"CEILING(I29*Stempel,100)","v":0},{"$f":"CEILING(I31*Stempel,100)","v":0}]
[]
[null,null,null,null,null,"Amortiseringstillæg i alt…………………………",null,null,{"$f":"H37 + (I31/D31*100)-I31","v":0},{"$f":"H37","v":0}]
[null,"Standard stempel………………………………..",null,null,{"$f":"CEILING(IF(H2=\"o\",I29*Stempel,I31*Stempel),100)","v":0},"Tildelt amortiseringstillæg i alt………….",null,null,{"$f":"SUM(M85:M284)","v":0},{"$f":"SUM(X85:X284)","v":0}]
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[null,"Kalkulationsrenten pr. termin (beregnet på grundlag af kalkulationsrenten p.a. fra arket Finansplan)………………………………………………………………………….",null,null,null,null,null,null,{"$f":"KRenteTermin","v":1.2272234429039353E-2},{"$f":"KRenteTermin","v":1.2272234429039353E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H2","v":"o"}," kontant/obl"]
[null,"Nutidsværdi af ydelserne ved kalkulationsrenten pr. termin...................................................................................",null,null,null,null,null,null,{"$f":"NPV(KRenteTermin,F85:F205)","v":0},{"$f":"NPV(KRenteTermin,S85:S205)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Amort","v":1},"amortiseret"]
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[null,"B E R E G N I N G    A F   Y D E L S E,   I N T E R N   R E N T E ,  N U T I D S V Æ R D I   O G   A M O R T I S E R I N G "]
[null,"Løbetid ialt i antal terminer................................................................",null,null,{"$f":"H5*4","v":60},"Ydelse pr. termin ved kontantlån.......................................",null,null,null,{"$f":"PMT(J66,E66,I31)*-1","v":0}]
[null,"Afdragsterminer (min 1)................................................................",null,null,{"$f":"IF((H5-H6)*4<1,1,(H5-H6)*4)","v":60},"Kontantlånsrenten pr. termin..........................................",null,null,null,{"$f":"IF(P7=1,H7/4,IF(I84=0,0,IRR(I84:I284)))","v":0}]
[null,"Afdrag efter termin...............................................................",null,null,{"$f":"E65-E66","v":0},"Hovedstol, der skal afdrages..........................................",null,null,null,{"$f":"IF($H$2=\"k\",I31,I29)","v":0}]
[null,"Afdrag pr. termin, hvis serielån...............................................................",null,null,{"$f":"J67/E66","v":0},null,null,null,"Obligation","Kontant"]
[null,"Afdrag pr. termin, hvis serielån amort. kostpris………………………………..",null,null,{"$f":"H84*-1/E66","v":0},"Eff. rente/termin..........................................................",null,null,{"$f":"IF(H4>0,IRR(F84:F284),0)","v":0},{"$f":"IF(H4>0,IRR(S84:S284),0)","v":0}]
[null,"Rente % pr. termin................................................",null,null,{"$f":"H7/4","v":1.7500000000000002E-2},"Eff. rente p.a..........................................................",null,null,{"$f":"((1+I69)^4-1)","v":0},{"$f":"((1+J69)^4-1)","v":0}]
[null,"Annuitetsydelse pr. termin ex adm.................................",null,null,{"$f":"PMT(E70,E66,I29)*-1","v":0},"Eff. rente/termin efter skat...........................................................",null,null,{"$f":"IF(H4>0,IRR(H84:H204),0)","v":0},{"$f":"IF(H4>0,IRR(T84:T204),0)","v":0}]
[null,"Adm.-bidrag beregnes af restgælden årligt.........",null,null,{"$f":"H10","v":0},"Eff. rente p.a. efter skat...........................................................",null,null,{"$f":"((1+I71)^4-1)","v":0},{"$f":"((1+J71)^4-1)","v":0}]
[null,null,null,null,null,"Stempelberegning pantebrev, opr...........................................................",null,null,{"$f":"CEILING(I29*Stempel,100)","v":0},{"$f":"CEILING(I31*Stempel,100)","v":0}]
[]
[null,null,null,null,null,"Amortiseringstillæg i alt…………………………",null,null,{"$f":"H37 + (I31/D31*100)-I31","v":0},{"$f":"H37","v":0}]
[null,"Standard stempel………………………………..",null,null,{"$f":"CEILING(IF(H2=\"o\",I29*Stempel,I31*Stempel),100)","v":0},"Tildelt amortiseringstillæg i alt………….",null,null,{"$f":"SUM(M85:M284)","v":0},{"$f":"SUM(X85:X284)","v":0}]
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[null,"Kalkulationsrenten pr. termin (beregnet på grundlag af kalkulationsrenten p.a. fra arket Finansplan)………………………………………………………………………….",null,null,null,null,null,null,{"$f":"KRenteTermin","v":1.2272234429039353E-2},{"$f":"KRenteTermin","v":1.2272234429039353E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H2","v":"o"}," kontant/obl"]
[null,"Nutidsværdi af ydelserne ved kalkulationsrenten pr. termin...................................................................................",null,null,null,null,null,null,{"$f":"NPV(KRenteTermin,F85:F205)","v":0},{"$f":"NPV(KRenteTermin,S85:S205)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Amort","v":1},"amortiseret"]
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[null,"B E R E G N I N G    A F   Y D E L S E,   I N T E R N   R E N T E ,  N U T I D S V Æ R D I   O G   A M O R T I S E R I N G "]
[null,"Løbetid ialt i antal terminer................................................................",null,null,{"$f":"H5*4","v":120},"Ydelse pr. termin ved kontantlån.......................................",null,null,null,{"$f":"PMT(J66,E66,I31)*-1","v":0}]
[null,"Afdragsterminer (min 1)................................................................",null,null,{"$f":"IF((H5-H6)*4<1,1,(H5-H6)*4)","v":120},"Kontantlånsrenten pr. termin..........................................",null,null,null,{"$f":"IF(P7=1,H7/4,IF(I84=0,0,IRR(I84:I284)))","v":0}]
[null,"Afdrag efter termin...............................................................",null,null,{"$f":"E65-E66","v":0},"Hovedstol, der skal afdrages..........................................",null,null,null,{"$f":"IF($H$2=\"k\",I31,I29)","v":0}]
[null,"Afdrag pr. termin, hvis serielån...............................................................",null,null,{"$f":"J67/E66","v":0},null,null,null,"Obligation","Kontant"]
[null,"Afdrag pr. termin, hvis serielån amort. kostpris………………………………..",null,null,{"$f":"H84*-1/E66","v":0},"Eff. rente/termin..........................................................",null,null,{"$f":"IF(H4>0,IRR(F84:F284),0)","v":0},{"$f":"IF(H4>0,IRR(S84:S284),0)","v":0}]
[null,"Rente % pr. termin................................................",null,null,{"$f":"H7/4","v":0},"Eff. rente p.a..........................................................",null,null,{"$f":"((1+I69)^4-1)","v":0},{"$f":"((1+J69)^4-1)","v":0}]
[null,"Annuitetsydelse pr. termin ex adm.................................",null,null,{"$f":"PMT(E70,E66,I29)*-1","v":0},"Eff. rente/termin efter skat...........................................................",null,null,{"$f":"IF(H4>0,IRR(H84:H204),0)","v":0},{"$f":"IF(H4>0,IRR(T84:T204),0)","v":0}]
[null,"Adm.-bidrag beregnes af restgælden årligt.........",null,null,{"$f":"H10","v":0},"Eff. rente p.a. efter skat...........................................................",null,null,{"$f":"((1+I71)^4-1)","v":0},{"$f":"((1+J71)^4-1)","v":0}]
[null,null,null,null,null,"Stempelberegning pantebrev, opr...........................................................",null,null,{"$f":"CEILING(I29*Stempel,100)","v":0},{"$f":"CEILING(I31*Stempel,100)","v":0}]
[]
[null,null,null,null,null,"Amortiseringstillæg i alt…………………………",null,null,{"$f":"H37 + (I31/D31*100)-I31","v":0},{"$f":"H37","v":0}]
[null,"Standard stempel………………………………..",null,null,{"$f":"CEILING(IF(H2=\"o\",I29*Stempel,I31*Stempel),100)","v":0},"Tildelt amortiseringstillæg i alt………….",null,null,{"$f":"SUM(M85:M284)","v":0},{"$f":"SUM(X85:X284)","v":0}]
[null,null,null,null,null,null,null,null,"Obligation","Kontant"]
[null,"Kalkulationsrenten pr. termin (beregnet på grundlag af kalkulationsrenten p.a. fra arket Finansplan)………………………………………………………………………….",null,null,null,null,null,null,{"$f":"KRenteTermin","v":1.2272234429039353E-2},{"$f":"KRenteTermin","v":1.2272234429039353E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H2","v":"o"}," kontant/obl"]
[null,"Nutidsværdi af ydelserne ved kalkulationsrenten pr. termin...................................................................................",null,null,null,null,null,null,{"$f":"NPV(KRenteTermin,F85:F205)","v":0},{"$f":"NPV(KRenteTermin,S85:S205)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Amort","v":1},"amortiseret"]
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[null,null,null,{"$f":"IF(H5>30,\"Grafikken viser kun de første 30 år af ydelsen\",\"\")","v":""},null,null,null,{"$f":"IF(ISBLANK(G6),Finansplan!P34,G6)","v":0},"  års afdragsfrihed"]
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[null,null,null,null,null,null,null,{"$f":"IF(ISBLANK(G8),4,G8)","v":4},"  terminer inden første status"]
[null,"Effektiv rente før skat",null,{"$f":"IF($H$2=\"k\",J70,I70)","v":0},"Nuværdi ydelser",{"$f":"IF(H2=\"o\",I79,J79)","v":0},null,{"$f":"IF(ISBLANK(G9),Finansplan!I2,G9)","v":0.38500000000000001},"  skatteprocent"]
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[null,"B E R E G N I N G    A F   Y D E L S E,   I N T E R N   R E N T E ,  N U T I D S V Æ R D I   O G   A M O R T I S E R I N G "]
[null,"Løbetid ialt i antal terminer................................................................",null,null,{"$f":"H5*4","v":40},"Ydelse pr. termin ved kontantlån.......................................",null,null,null,{"$f":"PMT(J66,E66,I31)*-1","v":0}]
[null,"Afdragsterminer (min 1)................................................................",null,null,{"$f":"IF((H5-H6)*4<1,1,(H5-H6)*4)","v":40},"Kontantlånsrenten pr. termin..........................................",null,null,null,{"$f":"IF(P7=1,H7/4,IF(I84=0,0,IRR(I84:I284)))","v":0}]
[null,"Afdrag efter termin...............................................................",null,null,{"$f":"E65-E66","v":0},"Hovedstol, der skal afdrages..........................................",null,null,null,{"$f":"IF($H$2=\"k\",I31,I29)","v":0}]
[null,"Afdrag pr. termin, hvis serielån...............................................................",null,null,{"$f":"J67/E66","v":0},null,null,null,"Obligation","Kontant"]
[null,"Afdrag pr. termin, hvis serielån amort. kostpris………………………………..",null,null,{"$f":"H84*-1/E66","v":0},"Eff. rente/termin..........................................................",null,null,{"$f":"IF(H4>0,IRR(F84:F284),0)","v":0},{"$f":"IF(H4>0,IRR(S84:S284),0)","v":0}]
[null,"Rente % pr. termin................................................",null,null,{"$f":"H7/4","v":2.2499999999999999E-2},"Eff. rente p.a..........................................................",null,null,{"$f":"((1+I69)^4-1)","v":0},{"$f":"((1+J69)^4-1)","v":0}]
[null,"Annuitetsydelse pr. termin ex adm.................................",null,null,{"$f":"PMT(E70,E66,I29)*-1","v":0},"Eff. rente/termin efter skat...........................................................",null,null,{"$f":"IF(H4>0,IRR(H84:H204),0)","v":0},{"$f":"IF(H4>0,IRR(T84:T204),0)","v":0}]
[null,"Adm.-bidrag beregnes af restgælden årligt.........",null,null,{"$f":"H10","v":0},"Eff. rente p.a. efter skat...........................................................",null,null,{"$f":"((1+I71)^4-1)","v":0},{"$f":"((1+J71)^4-1)","v":0}]
[null,null,null,null,null,"Stempelberegning pantebrev, opr...........................................................",null,null,{"$f":"CEILING(I29*Stempel,100)","v":0},{"$f":"CEILING(I31*Stempel,100)","v":0}]
[]
[null,null,null,null,null,"Amortiseringstillæg i alt…………………………",null,null,{"$f":"H37 + (I31/D31*100)-I31","v":0},{"$f":"H37","v":0}]
[null,"Standard stempel………………………………..",null,null,{"$f":"CEILING(IF(H2=\"o\",I29*Stempel,I31*Stempel),100)","v":0},"Tildelt amortiseringstillæg i alt………….",null,null,{"$f":"SUM(M85:M284)","v":0},{"$f":"SUM(X85:X284)","v":0}]
[null,null,null,null,null,null,null,null,"Obligation","Kontant"]
[null,"Kalkulationsrenten pr. termin (beregnet på grundlag af kalkulationsrenten p.a. fra arket Finansplan)………………………………………………………………………….",null,null,null,null,null,null,{"$f":"KRenteTermin","v":1.2272234429039353E-2},{"$f":"KRenteTermin","v":1.2272234429039353E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H2","v":"o"}," kontant/obl"]
[null,"Nutidsværdi af ydelserne ved kalkulationsrenten pr. termin...................................................................................",null,null,null,null,null,null,{"$f":"NPV(KRenteTermin,F85:F205)","v":0},{"$f":"NPV(KRenteTermin,S85:S205)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Amort","v":1},"amortiseret"]
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[null,"Vurdering, investering og merværdi",null,null,null,null,null,null,null,"Ejendom",null,{"$f":"Finansplan!E2","v":0}]
[null,"Investeringen foretages ",null,null,6," terminer efter overtagelse",null,null,null,"Alternativ",null,{"$f":"Finansplan!E3","v":0}]
[null,"Realkreditafdrag",null,null,{"$f":"VLOOKUP($E$2,Finansplan!$AC$113:$AR$243,14)","v":0}," år til dato",null,null,null,"Navn",null,{"$f":"Finansplan!E4","v":0}]
[]
[null,"Realkredit - vurdering fra ejerskifte",null,null,null,null,null,null,"Investering",null,null,"Merværdi",null,"Realkredit - vurdering incl merværdi"]
[null,"Fast ejendom",null,"inkl. staldinventar og driftsbeholdninger",null,null,{"$f":"Finansplan!N6","v":0},null,"Fast ejendom/bygn.",null,null,0.75,{"$f":"K6*L6","v":0},"Fast ejendom",null,null,{"$f":"G6+M6+M9","v":0}," inkl. staldinventar"]
[null,"Besætning",null,null,null,null,{"$f":"Finansplan!N7","v":0},null,"Besætning",null,null,1,0,"Besætning",null,null,{"$f":"G7+M7","v":0}]
[null,"Maskiner",null,"ekskl. staldinventar",null,null,{"$f":"Finansplan!N8","v":0},null,"Maskiner",null,null,0.5,0,"Maskiner",null,null,{"$f":"G8+M8","v":0}," ekskl. staldinventar"]
[null,"Rettigheder",null,null,null,null,{"$f":"Finansplan!N9","v":0},null,"Staldinventar",null,null,0.75,0,"Rettigheder",null,null,{"$f":"-G11+M10+M11","v":0}," betalings- og leveringsrettigheder"]
[null,"I alt vurdering af den kontante handelsværdi",null,null,null,null,{"$f":"SUM(G6:G9)","v":0},null,"Leveringsrettigheder",null,null,1,0,"I alt vurdering af den kontante handelsværdi",null,null,{"$f":"SUM(Q6:Q9)","v":0}," =  Vurdering kontantpris"]
[null,"Reduktion for rettigheder",null,null,null,null,{"$f":"Finansplan!N11","v":0},null,"Andre rettigheder",null,null,1,0,"Reduktion for rettigheder",null,null,{"$f":"G11-M11-M10","v":0}," - rettigheder"]
[null,"Reduktion for rullende materiel, SDO/SDRO",null,null,null,null,{"$f":"Finansplan!N12","v":0},null,"Beholdninger",null,null,0,0,"Rullende materiel, SDO/SDRO",null,null,{"$f":"G12-M8","v":0}," - maskiner medtages ikke ved SDO"]
[null,"Værdiansættelse belåningsværdi, SDO",null,null,null,null,{"$f":"Finansplan!N13","v":0},null,"I alt kontant",null,{"$f":"SUM(K6:K12)","v":0},null,{"$f":"SUM(M6:M11)","v":0},"Værdiansættelse SDO",null,null,{"$f":"SUM(Q10:Q12)","v":0}," = belåningsværdi før løsøre tjek"]
[null,"Fast ejendom + 30 %",null,null,null,null,{"$f":"Finansplan!N14","v":0},null,"Indkøringstab",null,null,0,{"$f":"K14*L14","v":0},"Fast ejendom + 30 %",null,null,{"$f":"Q6*1.3","v":0},"beregning af løsørereduktion"]
[null,"Realkredit belåningsværdi evt. løsørereduktion",null,null,null,null,{"$f":"Finansplan!N15","v":0},null,"Likviditetsbehov *",null,{"$f":"K13+K14","v":0},null,{"$f":"M13+M14","v":0},"Realkredit belåningsværdi evt. løsørereduktion",null,null,{"$f":"IF(Q14<Q13,Q14,Q13)","v":0},"den mindste af de to ovenfor"]
[null,"Finansieringsplan - med nye supplerende lån",null,null,null,null,null,null,null,null,{"$f":"IF(Real1!P11=0,\"\",\"Der er manuel korrektion på enkeltlån\")","v":""}]
[null,"Realkredit",null,null,null,"korr"]
[null,"Låne grænse ",0.7,"af",{"$f":"Q15","v":0},null,{"$f":"IF(ISBLANK(F18),IF(C18<=0.7,E18*C18,E18*0.7),F18)","v":0}]
[null,"Eksisterende realkredit, kontantværdi",null,null,null,null,{"$f":"(Finansplan!G43-Supplerende!E3)*-1","v":0},null,"Realkredit fra ejerskifte minus de præsterede afdrag år til dato"]
[null,"Plads til ny realkredit indenfor lånegrænse",null,null,null,null,{"$f":"G18+G19","v":0},null,null,null,null,null,null,null,"Afdragsfrie","Før skat","Efter skat"]
[null,"Lån",null,null,"Fordelings pct.",null,"Kontant","Kontant plads","Hovedstol","o/k","Kurs","Rente","Adm.bidrag","Løbetid","år","eff. rente","eff. rente"]
[null,"F5 30 år",null,null,{"$f":"1-E23-E24-E25","v":1},null,{"$f":"IF(J22=\"k\",I22,I22*K22/100)","v":0},{"$f":"$G$20*E22","v":0},{"$f":"IF(K22=\"o\",ROUND(H22/K22/10,0)*1000,ROUND(H22,-3))","v":0},"k",100,3.22,1.2E-2,30,0]
[null,"Fastforrentet",null,null,0,null,{"$f":"IF(J23=\"k\",I23,I23*K23/100)","v":0},{"$f":"$G$20*E23","v":0},{"$f":"IF(K23=\"o\",ROUND(H23/K23/10,0)*1000,ROUND(H23,-3))","v":0},"o",98,5,1.2500000000000001E-2,30,0]
[null,null,null,null,0,null,0,0,0,"k",97,2.9,1.2500000000000001E-2,30,0]
[null,"Flex lån",null,null,0,null,0,0,0,"k",97,2.9,1.2500000000000001E-2,30,0]
[null,"I alt ",null,null,{"$f":"SUM(E22:E25)","v":1},null,{"$f":"SUM(G22:G25)","v":0},{"$f":"SUM(H22:H25)","v":0},null,null,"Supplerende lån skal laves manuelt og nøgletal indtastes her"]
[null,"Banklån",null,null,null,null,null,null,null,null,"Annu/Serie",null,null,null,null,"Før skat","Efter skat"]
[null,null,null,null,null,"korr","Kontant",null,"Hovedstol",null,"a eller s","Rente",null,"Løbetid",null,"eff. rente","eff. rente"]
[null,{"$f":"IF(K29=\"s\",\"Serielån\",\"Annuitetslån\")","v":"Annuitetslån"},null,null,null,null,{"$f":"I29","v":0},{"$f":"IF(ISBLANK(F29),IF(-G36-G37>0,-G36-G37,0),F29)","v":0},{"$f":"TRUNC(H29/1000,0)*1000","v":0},null,"a",7]
[null,null,null,null,null,null,null,null,null,null,"Annu/Serie",null,null,null,null,"Før skat","Efter skat"]
[null,null,null,null,null,"korr","Kontant",null,"Hovedstol",null,"a eller s","Rente",null,"Løbetid",null,"eff. rente","eff. rente"]
[null,{"$f":"IF(K32=\"s\",\"Serielån\",\"Annuitetslån\")","v":"Annuitetslån"},null,null,null,null,{"$f":"I32","v":0},{"$f":"IF(ISBLANK(F32),0,F32)","v":0},{"$f":"ROUND(H32/1000,0)*1000","v":0},null,"a",7]
[null,"Afstemning",null,null,null,null,null,null,null,null,null,null,null,"Investering",null,null,"Investering",null,{"$f":"TRUNC(($I$40/$Q$41*(Q34+Q36+Q37+Q38+Q39))/1000,0)*1000","v":{"$error":"#DIV/0!"}},"Beregnet sum af aktiverede omk."]
[null," - likviditetsbehov til investeringen",null,null,null,null,{"$f":"-K15","v":0},null,"summen af al kapitalbinding i investeringen *",null,null,null,null,"Jord/bygninger",null,null,{"$f":"K6","v":0},null,{"$f":"IF(T34=$T$44,$S$33-$T$41,0)","v":{"$error":"#DIV/0!"}},{"$f":"TRUNC(($I$40/$Q$41*Q34)/1000,0)*1000","v":{"$error":"#DIV/0!"}}]
[null," - stiftelsesomkostninger, nye lån",null,null,null,null,{"$f":"-I40","v":0},null,"stiftelsesomkostninger vedr. nye lån indtastet nedenfor",null,null,null,null,"Besætning",null,null,0,null,{"$f":"IF(T35=$T$44,$S$33-$T$41,0)","v":{"$error":"#DIV/0!"}},0]
[null," = likviditetsbehov i alt",null,null,null,null,{"$f":"G34+G35","v":0},null,"Stiftelsesomk.",null,null,null,null,"Maskiner",null,null,0,null,{"$error":"#DIV/0!"},{"$f":"TRUNC(($I$40/$Q$41*Q36)/1000,0)*1000","v":{"$error":"#DIV/0!"}}]
[null," + nyt realkredit",null,null,null,null,{"$f":"G26","v":0},null,null,null,null,null,null,"Staldinventar",null,null,0,null,{"$error":"#DIV/0!"},{"$f":"TRUNC(($I$40/$Q$41*Q37)/1000,0)*1000","v":{"$error":"#DIV/0!"}}]
[null," + bank 3",null,null,null,null,{"$f":"G29","v":0},null,null,null,null,null,null,"Mælkekvote",null,null,0,null,{"$error":"#DIV/0!"},{"$f":"TRUNC(($I$40/$Q$41*Q38)/1000,0)*1000","v":{"$error":"#DIV/0!"}}]
[null," + bank 4",null,null,null,null,{"$f":"G32","v":0},null,null,null,null,null,null,"Betalingsrettigheder*",null,null,0,null,{"$error":"#DIV/0!"},{"$f":"TRUNC(($I$40/$Q$41*Q39)/1000,0)*1000","v":{"$error":"#DIV/0!"}}]
[null," =egenfinansieringen (kassekredit)",null,null,null,null,{"$f":"G36+G37+G38+G39","v":0},null,{"$f":"ROUND(SUM(I37:I39)/1000,0)*1000","v":0},"afrundet til hele tusinder",null,null,null,"Beholdninger",null,null,0,null,{"$error":"#DIV/0!"},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"I alt",null,null,{"$f":"SUM(Q34:Q40)","v":0},null,null,{"$f":"SUM(T34:T40)","v":{"$error":"#DIV/0!"}},"Sum umiddelbart aktiverede"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Prioritetsomkostninger",null,null,{"$f":"I40","v":0}]
[null,{"$f":"Finansplan!R59","v":"© CHA 12.02.2025"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(T34:T40)","v":{"$error":"#DIV/0!"}},"Maks Største af de aktiverede"]

{"sheet":"Periodeomk.","index":14,"n_rows":205,"n_cols":48,"rows_kept":205,"cut":false,"hidden":false,"merged":[]}
[null,null,null,{"$f":"IF(Amort=2,\"Amortiseret kostpris\",\"\")","v":""},null,null,99.07,{"$f":"IF(ISBLANK(G1),100,G1)","v":99.07},"  kurs",{"$f":"Finansplan!R59","v":"© CHA 12.02.2025"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Beregning af rentefald på 2 % efter 4 terminer, lån med variabel rente",null,null,null,null,null,null,"Kort rente lån"]
[null,null,null,{"$f":"IF(AV3=1,\" Kort rente lån\",\"Fast rente lån\")","v":"Fast rente lån"},null,null,null,{"$f":"IF(AV3=2, \"o\",\"k\")","v":"o"},"  k = kontant-, o = obl.lån",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Kontantlån",null,null,null,null,null,null,"Fast rente lån"]
[null,null,null,{"$f":"IF(H2=\"k\",\"Kontantlån\",\"Obligationslån\")","v":"Obligationslån"},null,null,null,{"$f":"\"a\"","v":"a"},"  a = annuitet",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rente per termin",null,{"$f":"$J$66-0.005","v":4.9990269819705268E-3},null,null,null,null,2]
[null,null,null,{"$f":"IF(H3=\"s\",\"Serielån\",\"Annuitetslån\")","v":"Annuitetslån"},null,null,10285000,{"$f":"IF(ISBLANK(G4),1000000,G4)","v":10285000},"  hovedstol / restgæld",null,null,null,"Periodeomkostninger, tidshorisont 5 år",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Restgæld termin 4",null,{"$f":"AO16","v":10009486.241805296},"kr."]
[null,null,null,null,null,null,30,{"$f":"IF(ISBLANK(G5),30,IF(G5<=5,5,G5))","v":30},"  års løbetid",{"$f":"IF(G5>50,\"Max 50 år\",\"\")","v":""},null,null,"Indtast lånet, du vil regne på til venstre",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ydelse pr. termin",null,{"$f":"PMT(AQ3,(H5-1)*4,AQ4)*-1","v":113921.67039474509},"kr."]
[null,null,null,{"$f":"IF(AV3=2,\"Konverterbar obligation\",\"inkonverterbar obligation\")","v":"Konverterbar obligation"},null,null,null,{"$f":"IF(ISBLANK(G6),Finansplan!P20,G6)","v":0},"  års afdragsfrihed",null,null,null,"Du skal angive, om det er et fast rente lån eller et kort rente lån",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ydelse efter skat, 20 terminer",null,{"$f":"SUM(AT12:AT31)","v":2328996.2972998274},"kr."]
[null,null,null,null,null,null,4.0599999999999997E-2,{"$f":"IF(ISBLANK(G7),5%,G7)","v":4.0599999999999997E-2},"  debitorrente",null,null,null,"Hvis det er et fast rente lån, skal lånets varighed indtastes",null,null,null,null,12.132]
[null,null,null,null,null,null,null,{"$f":"IF(ISBLANK(G8),4,G8)","v":4},"  terminer inden første status",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KONTANTLÅN"]
[null,"Effektiv rente før skat",null,{"$f":"IF($H$2=\"k\",J70,I70)","v":5.7191247967477432E-2},"Nuværdi ydelser",{"$f":"IF(H2=\"o\",I79,J79)","v":10676050.52718878},null,{"$f":"IF(ISBLANK(G9),Finansplan!I2,G9)","v":0.38500000000000001},"  skatteprocent",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nominel","Nominel","Nominel","Adm.-","Ydelse ","Ydelse"]
[null,"Effektiv rente efter skat",null,{"$f":"IF($H$2=\"k\",J72,I72)","v":3.567722133272877E-2},"Nominel rente",{"$f":"E70*4","v":3.9996107927882107E-2},null,{"$f":"IF(ISBLANK(G10),Finansplan!N20,G10)","v":1.2500000000000001E-2},"  adm.bidrags procent",null,null,null,"Renteændring efter 1 år",null,-0.02,-0.01,"Uændret","+1%","+2%",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"forpligtelse","Afdrag","Rente","bidrag","før skat","efter skat"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Optagelse, provenu",null,{"$f":"P11","v":9905191},{"$f":"Q11","v":9905191},{"$f":"I38","v":9905191},{"$f":"Q11","v":9905191},{"$f":"R11","v":9905191},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Termin",null,null,null,null,{"$f":"$I$38*-1","v":-9905191},{"$f":"$I$38*-1","v":-9905191}]
[null,null,null,null,null,null,null,null,null,null,null,null,"Ydelse efter skat",null,{"$f":"IF($AV$3=1,AQ6,SUM(H85:H104))*-1","v":-2571923.0886645252},{"$f":"IF($AV$3=1,AQ39,SUM(H85:H104))*-1","v":-2571923.0886645252},{"$f":"SUM(AC85:AC104)*-1","v":-2571923.0886645252},{"$f":"IF($AV$3=1,AQ72,SUM(H85:H104))*-1","v":-2571923.0886645252},{"$f":"IF($AV$3=1,AQ105,SUM(H85:H104))*-1","v":-2571923.0886645252},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,{"$f":"S85","v":10189350},{"$f":"T85","v":44297.107666686672},{"$f":"U85","v":101883.58557874139},{"$f":"V85","v":31841.71875},{"$f":"AQ12+AR12+AP12","v":178022.41199542806},{"$f":"AP12+((AR12+AQ12)*(1-$H$9))","v":126538.16982886262}]
[null,null,null,null,null,null,null,null,null,null,null,null,"Indfrielse",null,{"$f":"IF($AV$3=1,AO31-AP31,(B104-C104)*O21/100)*-1","v":-9300475.0122391488},{"$f":"IF($AV$3=1,AO64-AP64,(B104-C104)*P21/100)*-1","v":-9300475.0122391488},{"$f":"IF($AV$3=1,S104-T104,(B104-C104)*Q21/100)*-1","v":-9213980.594625324},{"$f":"IF($AV$3=1,AO97-AP97,($B$104-$C$104)*R21/100)*-1","v":-8096140.4688853798},{"$f":"IF($AV$3=1,AO130-AP130,($B$104-$C$104)*S21/100)*-1","v":-7113916.707200205},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN12+1","v":2},{"$f":"S86","v":10145052.892333314},{"$f":"T86","v":44740.03564146912},{"$f":"U86","v":101440.65760395894},{"$f":"V86","v":31703.290288541608},177883.98353396967,{"$f":"AP13+((AR13+AQ13)*(1-$H$9))","v":126623.56359535696}]
[null,null,null,null,null,null,null,null,null,null,null,null,"Omkostninger i alt 5 år",null,{"$f":"SUM(O11:O13)","v":-1967207.100903674},{"$f":"SUM(P11:P13)","v":-1967207.100903674},{"$f":"SUM(Q11:Q13)","v":-1880712.6832898492},{"$f":"SUM(R11:R13)","v":-762872.55754990503},{"$f":"SUM(S11:S13)","v":219351.20413526986},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN13+1","v":3},10100312.856691845,45187.392465022494,100993.30078040557,31563.477677162016,177744.17092259007,126709.81121642656]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AV3=2,\"Ved fast rente lån beholdes lånet til ultimo år 5, hvor det indfries til forskellige kurser\",\"Kort rente lånet ændrer rente efter 4 terminer og kører med den nye rente de resterende 16 terminer\")","v":"Ved fast rente lån beholdes lånet til ultimo år 5, hvor det indfries til forskellige kurser"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,10055125.464226821,45639.222421525148,100541.47082390291,31422.26707570882,177602.96032113687,126796.92122978636]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,{"$f":"AO15-AP15","v":10009486.241805296},{"$f":"$AQ$5-AQ16","v":63883.978596297646},{"$f":"$AQ$3*AO16","v":50037.691798447442},{"$f":"AO16*$E$72/4","v":31279.644505641554},145201.31490038664,113894.14042331238]
[null,null,null,null,null,null,null,null,null,null,null,null,"Beregning af kurs og indfrielse af lånet",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,9945602.2632089984,{"$f":"$AQ$5-AQ17","v":64203.336329016165},{"$f":"$AQ$3*AO17","v":49718.334065728923},{"$f":"AO17*$E$72/4","v":31080.007072528122},145001.6774672732,113894.31612904425]
[null,null,null,null,null,null,null,null,null,null,null,null,"Optaget kurs",null,{"$f":"H1","v":99.07},{"$f":"O18","v":99.07},{"$f":"P18","v":99.07},{"$f":"Q18","v":99.07},99.07,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,9881398.9268799815,64524.29053965745,49397.379855087638,30879.371646499945,144801.04204124503,113894.4927131338]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AV3=1,\"Kort rente lån ingen varighed\",\"Varighed i %\")","v":"Varighed i %"},null,{"$f":"IF(Valg=1,0%,(1+$R$7/100)^2-1)","v":0.25735854240000022},{"$f":"IF(Valg = 1,0%,(1+$R$7/100)-1)","v":0.12132000000000009},0,{"$f":"IF(Valg = 1,0%,(1-$R$7/100)-1)","v":-0.12131999999999998},{"$f":"IF(Valg=1,0%,(1-$R$7/100)^2-1)","v":-0.22792145759999993},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,9816874.6363403238,64846.849209057706,49074.821185687382,30677.733238563513,144599.4036333086,113894.670179972]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(Valg=1,\"\",\"Kurs med varighed\")","v":"Kurs med varighed"},null,{"$f":"IF(Valg=1,\"\",O18*(1+O19))","v":124.56651079556801},{"$f":"IF(Valg=1,\"\",P18*(1+P19))","v":111.0891724},{"$f":"IF(Valg=1,\"\",Q18*(1+Q19))","v":99.07},{"$f":"IF(Valg=1,\"\",R18*(1+R19))","v":87.050827599999991},{"$f":"IF(Valg=1,\"\",S18*(1+S19))","v":76.489821195567998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,9,9752027.7871312667,65171.020357949557,48750.65003679553,30475.086834785208,144396.75722953031,113894.8485339717]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(Valg=1,\"Indfrielseskurs\",\"Indfrielseskurs kattelem?\")","v":"Indfrielseskurs kattelem?"},null,{"$f":"IF(O20>100,100,O20)","v":100},{"$f":"IF(P20>100,100,P20)","v":100},{"$f":"IF(Q20>100,100,Q20)","v":99.07},{"$f":"IF(R20>100,100,R20)","v":87.050827599999991},{"$f":"IF(S20>100,100,S20)","v":76.489821195567998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10,9686856.766773317,65496.812047161497,48424.858347583591,30271.427396166619,144193.09779091171,113895.02777956787]
[null,null,null,null,null,null,null,null,null,null,null,null,"Restgæld ultimo år 5",null,{"$f":"IF(Valg=2,$B$105,AO31-AP31)","v":9300475.0122391488},{"$f":"IF(Valg=2,$B$105,AO64-AP64)","v":9300475.0122391488},{"$f":"IF(Valg=2,$B$105,S105)","v":9300475.0122391488},{"$f":"IF(Valg=2,$B$105,AO97-AP97)","v":9300475.0122391488},{"$f":"IF(Valg=2,$B$105,AO130-AP130)","v":9300475.0122391488},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,9621359.9547261558,65824.232377818305,48097.438016926782,30066.749858519237,143988.42025326431,113895.2079212176]
[null,null,null,null,null,null,null,null,null,null,null,null,"Indfrielse kr.",null,{"$f":"O21*O22/100","v":9300475.0122391488},{"$f":"P21*P22/100","v":9300475.0122391488},9213980.594625324,8096140.4688853798,7113916.707200205,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12,9555535.722348338,66153.289491542528,47768.380903202567,29861.049132338558,143782.71952708365,113895.38896340033]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13,9489382.4328567963,66483.991570656843,47437.678824088245,29654.320102677491,143575.99049742258,113895.57091061777]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,{"$f":"AO24-AP24","v":9422898.4412861392},66816.346838387661,47105.323556357427,29446.557629019186,143368.22802376427,113895.75376739427]
[null,null,null,null,null,null,null,null,null,null,null,null,"Hvis der vælges fast rente lån, er det pr. definition et konverterbart obligationslån",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,9356082.0944477506,67150.363559069461,46771.306835675627,29237.756545149223,143159.42693989433,113895.93753827675]
[null,null,null,null,null,null,null,null,null,null,null,null,"hvis der vælges kort rente lån, er det pr. definition et kontantlån (som alle FlexLån er)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,9288931.7308886815,67486.050038350382,46435.620356394706,29027.91165902713,142949.58205377223,113896.1222278348]
[null,null,null,null,null,null,null,null,null,null,null,null,"Indfrielse af fast forrentede lån ved uændret renteniveau antages at være til samme kurs, som de er optaget",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,9221445.6808503307,67823.414623398712,46098.255771346376,28817.017752657284,142738.68814740237,113896.30784066096]
[null,{"$f":"IF(H2=\"k\",\"Bagvedliggende obligationer\",\"HOVEDSTOL = pålydende = tinglyst gæld\")","v":"HOVEDSTOL = pålydende = tinglyst gæld"},null,null,null,null,null,null,{"$f":"IF(H2=\"k\",IFERROR(H4/H1*100,0),H4)","v":10285000},1,null,null,"Kort rente lån indfries til kurs 100 uanset renteniveau, men restgælden er forskellig",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,9153622.2662269324,68162.465703110443,45759.204691634637,28605.069581959164,142526.73997670424,113896.49438137063]
[null,{"$f":"IF(H2=\"k\",\"\",\"   Kurstab\")","v":"   Kurstab"},null,null,null,null,null,null,{"$f":"IF(H2=\"k\",0,I31-I29)","v":-95650},{"$f":"IF(H4>0,(I29-I31)/I29*-1,0)","v":-9.2999513855128828E-3},null,null,"Fast rente lån indfries ved rentefald til optagelseskursen korrigeret med varigheden eller til kurs 100, hvis kursen er over 100",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,19,{"$f":"AO29-AP29","v":9085459.8005238213},68503.211708317947,45418.45868642714,28392.061876636944,142313.73227138203,113896.68185460236]
[null,"KURSVÆRDI, kurs",null,{"$f":"$H$1","v":99.07},{"$f":"IF(H2=\"k\",\" = HOVEDSTOL = tinglyst gæld\",\"\")","v":""},null,null,null,{"$f":"IF(H2=\"k\",H4,ROUND(H4*H1/100,0))","v":10189350},null,null,null,"Fast rente lån indfries ved rentestigning til kursen korrigeret med obligationens varighed.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,9016956.5888155028,68845.661111999478,45076.009282745617,28177.989340048447,142099.65973479353,113896.87026501783]
[null,"   Stiftelsesprovision",null,null,null,{"$f":"IF(H4>0,IF(H$2=\"o\",H32/I$29,H32/I$31),0)","v":0.01},null,{"$f":"IF(H4>0,IF(H2=\"o\",I74,J74),0)","v":102850}]
[null,"   Kurtage (afregningsprovision, beregnes af kursværdi)",null,null,null,{"$f":"H33/(I31+0.0001)","v":1.4999999999852787E-3},null,{"$f":"IF(I31=0,0,IF(ISBLANK(G33),E73,G33))","v":15284.025}]
[null,"   Lånesags- og ekspeditionsgebyr",null,null,null,{"$f":"IF($I$31=0,0,VurderingGebyrSats)","v":15000},null,{"$f":"IF(I31=0,0,IF(ISBLANK(G34),'Omk. & restfinans'!F18,G34))","v":15000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Beregning af rentefald på 1 % efter 4 terminer, lån med variabel rente"]
[null,"   Stempelafgift, staten (beregnes af hovedstol, opr. hele 100 kr",null,null,null,{"$f":"IF(H4>0,IF(H$2=\"o\",H35/I$29,H35/I$31),0)","v":1.4506562955760817E-2},null,{"$f":"IF(ISBLANK(G35),IF(H2=\"o\",I73,J73),G35)","v":149200},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Kontantlån"]
[null,"   Tinglysning, staten, kr.",null,null,null,{"$f":"IF($I$31=0,0,TinglysningPtbr)","v":1825},null,{"$f":"IF($I$31=0,0,IF(ISBLANK(G36),TinglysningPtbr,G36))","v":1825},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rente per termin",null,{"$f":"$J$66-0.0025","v":7.4990269819705264E-3}]
[null,"LÅNEOMKOSTNINGER  I ALT",null,null,null,null,null,{"$f":"SUM(H32:H36)","v":284159.02500000002},{"$f":"H37*-1","v":-284159.02500000002},{"$f":"IF(H4>0,I37/I29,0)","v":-2.7628490520175013E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Restgæld termin 4",null,{"$f":"AO49","v":10009486.241805296},"kr."]
[null,"NETTOPROVENU (Udbetalt kreditbeløb)",null,null,null,null,null,null,{"$f":"ROUND(I31+I37,0)","v":9905191},{"$f":"IF(H4>0,I38/I29*1,0)","v":0.96307156052503651},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ydelse pr. termin",null,{"$f":"PMT(AQ36,(H5-1)*4,AQ37)*-1","v":129496.79413210943},"kr."]
[null,"YDELSE","Termin",{"$f":"IF(Amort=1,\"Primo\",\"Forpligtelse\")","v":"Primo"},{"$f":"IF(Amort=1,\"Afdrag\",\"Amort afdrag\")","v":"Afdrag"},{"$f":"IF(Amort=1,\"Rente+bidrag\",\"Amort. rente\")","v":"Rente+bidrag"},null,null,"Afdrag",{"$f":"IF(Amort=1,\"Rente+bidrag\",\"Amort. rente\")","v":"Rente+bidrag"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ydelse efter skat, 20 terminer",null,{"$f":"SUM(AT45:AT64)","v":2417126.1374123748},"kr."]
[null,{"$f":"IF($H$8=1,\"_______________\",\"\")","v":""},1,{"$f":"AD85","v":10285000},{"$f":"Z85","v":44712.935795892015},{"$f":"AA85+AB85","v":134980.61750956689},null,{"$f":"IF($H$8=1,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=1,E40,\"\")","v":""},{"$f":"IF($H$8=1,F40,\"\")","v":""}]
[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},2,{"$f":"AD86","v":10240287.064204108},45160.021647358255,{"$f":"AA86+AB86","v":134393.80373373849},null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E41+E40),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F41+F40),\"\")","v":""},null,null,"Excels varighedsfunktioner",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KONTANTLÅN"]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},3,10195127.04255675,45611.577922316574,133801.12239113217,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E40:E42),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F40:F42),\"\")","v":""},null,null,"Afregningsdato",null,{"$f":"TODAY()","v":"2025-02-24"},"Dags dato",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nominel","Nominel","Nominel","Adm.-","Ydelse ","Ydelse"]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},4,10149515.464634433,46067.649320652054,133202.51481178944,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E40:E43),\"\")","v":181552.18468621891},{"$f":"IF($H$8=4,SUM(F40:F43),\"\")","v":536378.05844622699},null,null,"Udløbsdato",null,"2056-01-10","Fra obligationens stamdata",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"forpligtelse","Afdrag","Rente","bidrag","før skat","efter skat"]
[null,{"$f":"IF($H$8=1,\"_______________\",\"\")","v":""},5,10103447.815313781,46528.280989205217,132597.92173910924,null,{"$f":"IF($H$8=1,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=1,SUM(E41:E44),\"\")","v":""},{"$f":"IF($H$8=1,SUM(F41:F44),\"\")","v":""},null,null,"Kupon",null,{"$f":"F10","v":3.9996107927882107E-2},"Kupon rente p.a.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Termin",null,null,null,null,{"$f":"$I$38*-1","v":-9905191},{"$f":"$I$38*-1","v":-9905191}]
[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},6,10056919.534324575,46993.518526240994,131987.28332398221,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E42:E45),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F42:F45),\"\")","v":""},null,null,"Afkast",null,{"$f":"L83","v":4.1398423059532341E-2},"Forrentning set fra investor p.a. Direkte rente incl renters rente",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,{"$f":"AO12","v":10189350},{"$f":"AP12","v":44297.107666686672},{"$f":"AQ12","v":101883.58557874139},{"$f":"V118","v":26461.229304691689},{"$f":"AQ45+AR45+AP45","v":172641.92255011975},{"$f":"AP45+((AR45+AQ45)*(1-$H$9))","v":123229.16881999801}]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},7,10009926.015798334,47463.407985962607,131370.53911886609,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E43:E46),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F43:F46),\"\")","v":""},null,null,"Hyppighed",null,4,"terminer p.a.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN45+1","v":2},{"$f":"AO13","v":10145052.892333314},44740.03564146912,101440.65760395894,26269.001184093446,172449.69442952151,{"$f":"AP46+((AR46+AQ46)*(1-$H$9))","v":123281.47579612133}]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},8,9962462.6078123711,47937.995883070529,130747.62807180203,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E44:E47),\"\")","v":188923.20338447933},{"$f":"IF($H$8=4,SUM(F44:F47),\"\")","v":526703.37225375953},null,null,"Datotype",null,1,"Faktisk/Faktisk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN46+1","v":3},{"$f":"AO14","v":10100312.856691845},45187.392465022494,100993.30078040557,26074.850969330651,172255.54421475873,123334.30579111027]
[null,{"$f":"IF($H$8=1,\"_______________\",\"\")","v":""},9,9914524.6119293012,48417.32919736694,130118.48852037101,null,{"$f":"IF($H$8=1,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=1,SUM(E45:E48),\"\")","v":""},{"$f":"IF($H$8=1,SUM(F45:F48),\"\")","v":""},null,null,"Varighed, Excels funktion",null,{"$f":"DURATION(O42,O43,O44,O45,O46,O47)","v":17.602619917663542},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,{"$f":"AO15","v":10055125.464226821},45639.222421525148,100541.47082390291,25878.759441331888,172059.45268675993,123387.66403464455]
[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},10,9866107.2827319335,48901.455378406361,129483.05818558982,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E46:E49),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F46:F49),\"\")","v":""},null,null,"Mvarighed, Excels funktion",null,{"$f":"MDURATION(O42,O43,O44,O45,O46)","v":17.425055243242451},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,{"$f":"AO48-AP48","v":10009486.241805296},{"$f":"$AQ$38-AQ49","v":54435.38672914874},{"$f":"$AQ$36*AO49","v":75061.407402960685},{"$f":"AO49*$E$72/4","v":31279.644505641554},160776.43863775098,119835.13365293911]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},11,9817205.8273535278,49390.422350192675,128841.27416574598,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E47:E50),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F47:F50),\"\")","v":""},null,null,"Dato tjek, års løbetid",null,{"$f":"_xlfn.DAYS(O43,O42)/365","v":30.895890410958906},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,9955050.8550761472,54843.599163004634,74653.194969104792,{"$f":"AO50*$E$72/4","v":31109.533922112962},160606.32805422239,119887.67743110356]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},12,9767815.4050033353,49884.278515923172,128193.07293017114,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E48:E51),\"\")","v":196593.48544188915},{"$f":"IF($H$8=4,SUM(F48:F51),\"\")","v":516635.89380187797},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,9900207.2559131421,55254.872792916387,74241.921339193039,30938.147674728571,160434.94180683797,119940.61523647817]
[null,{"$f":"IF($H$8=1,\"_______________\",\"\")","v":""},13,9717931.1264874116,50383.072762780022,127538.39031295203,null,{"$f":"IF($H$8=1,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=1,SUM(E49:E52),\"\")","v":""},{"$f":"IF($H$8=1,SUM(F49:F52),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,9844952.3831202257,55669.230574875823,73827.563557233603,30765.476197250708,160262.27032936015,119993.95002388368]
[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},14,9667548.0537246317,50886.854466769641,126877.16150657872,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E50:E53),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F50:F53),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,9,9789283.1525453497,56086.695637022349,73410.098495087077,30591.509851704221,160088.30398381365,120047.68477029901]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},15,9616661.1992578618,51395.673497610478,126209.32105552923,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E51:E54),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F51:F54),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10,9733196.4569083266,56507.291280933961,72989.502851175464,30416.238927838524,159913.03305994795,120101.82247502755]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},16,9565265.525760252,51909.580223669633,125534.80284979005,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E52:E55),\"\")","v":204575.18095082976},{"$f":"IF($H$8=4,SUM(F52:F55),\"\")","v":506159.67572485004},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,9676689.165627392,56931.040982927749,72565.753149181677,30239.653642585603,159736.44777469503,120156.36615986463]
[null,{"$f":"IF($H$8=1,\"_______________\",\"\")","v":""},17,9513355.9455365818,52428.625516948872,124853.54011831184,null,{"$f":"IF($H$8=1,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=1,SUM(E53:E56),\"\")","v":""},{"$f":"IF($H$8=1,SUM(F53:F56),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12,9619758.1246444639,57357.968395370408,72138.825736739018,30061.74413951395,159558.53827162337,120211.31886926599]
[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},18,9460927.3200196326,52952.860758120471,124165.46542239978,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E54:E57),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F54:F57),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13,9562400.1562490929,57788.097347998308,71708.696784111118,29882.500488278416,159379.29462038784,120266.68367051787]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},19,9407974.4592615124,53482.337841613451,123470.51064903766,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E55:E58),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F55:F58),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,9504612.0589010939,58221.451849247678,71275.342282861748,29701.912684065919,159198.70681617534,120322.4636539082]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},20,9354492.1214198992,54017.109180750602,122768.60700414548,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E56:E59),\"\")","v":212880.93329743342},{"$f":"IF($H$8=4,SUM(F56:F59),\"\")","v":495258.12319389475},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,9446390.6070518456,58658.056087594698,70838.738044514728,29519.970647037018,159016.76477914644,120378.66193289902]
[null,{"$f":"IF($H$8=1,\"_______________\",\"\")","v":""},21,9300475.0122391488,54557.227712936976,122059.68500576925,null,{"$f":"IF($H$8=1,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=1,SUM(E57:E60),\"\")","v":""},{"$f":"IF($H$8=1,SUM(F57:F60),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,9387732.5509642512,59097.934432905502,70398.859699203924,29336.664221763287,158833.4583538727,120435.28164430034]
[null,{"$f":"IF($H$8=2,\"_______________\",\"\")","v":""},22,9245917.7845262121,55102.746904900137,121343.67447720317,null,{"$f":"IF($H$8=2,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=2,SUM(E58:E61),\"\")","v":""},{"$f":"IF($H$8=2,SUM(F58:F61),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,9328634.616531346,59541.111437796586,69955.68269431284,29151.983176660458,158648.77730876987,120492.32594844516]
[null,{"$f":"IF($H$8=3,\"__________________\",\"\")","v":""},23,9190815.0376213118,55653.720757982926,120620.50454004256,null,{"$f":"IF($H$8=3,\">årlig sum>\",\"\")","v":""},{"$f":"IF($H$8=3,SUM(E59:E62),\"\")","v":""},{"$f":"IF($H$8=3,SUM(F59:F62),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,9269093.5050935503,59987.611839005127,69509.182293104299,28965.917203417346,158462.71133552678,120549.79802936593]
[null,{"$f":"IF($H$8=4,\"___________________\",\"\")","v":"___________________"},24,9135161.3168633282,56210.203813489061,119890.10360716772,null,{"$f":"IF($H$8=4,\">årlig sum>\",\"\")","v":">årlig sum>"},{"$f":"IF($H$8=4,SUM(E60:E63),\"\")","v":221523.8991893091},{"$f":"IF($H$8=4,SUM(F60:F63),\"\")","v":483913.96763018268},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,19,9209105.8932545446,60437.460558769817,69059.333573339609,28778.455916420455,158275.25004852988,120607.70109497226]
[null,"B E R E G N I N G    A F   Y D E L S E,   I N T E R N   R E N T E ,  N U T I D S V Æ R D I   O G   A M O R T I S E R I N G ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,9148668.4326957744,60890.682706221807,68606.111425887619,28589.588852174296,158086.38298428373,120666.03837722988]
[null,"Løbetid ialt i antal terminer................................................................",null,null,{"$f":"H5*4","v":120},"Ydelse pr. termin ved kontantlån.......................................",null,null,null,{"$f":"PMT(J66,E66,I31)*-1","v":146180.69324542806}]
[null,"Afdragsterminer (min 1)................................................................",null,null,{"$f":"IF((H5-H6)*4<1,1,(H5-H6)*4)","v":120},"Nominel kontantlåns rente pr. termin…................",null,null,null,{"$f":"E70","v":9.9990269819705269E-3}]
[null,"Afdrag efter termin...............................................................",null,null,{"$f":"E65-E66","v":0},"Hovedstol, der skal afdrages..........................................",null,null,null,{"$f":"IF($H$2=\"k\",I31,I29)","v":10285000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Beregning af rentestigning på 1 % efter 4 terminer, lån med variabel rente"]
[null,"Afdrag pr. termin, hvis serielån...............................................................",null,null,{"$f":"J67/E66","v":85708.333333333328},null,null,null,"Obligation","Kontant",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Kontantlån"]
[null,"Afdrag pr. termin, hvis serielån amort. kostpris………………………………..",null,null,{"$f":"H84*-1/E66","v":82543.258333333331},"Eff. rente/termin..........................................................",null,null,{"$f":"IF(H4>0,IRR(F84:F284),0)","v":1.4001015150274521E-2},{"$f":"IF(H4>0,IRR(X84:X204))","v":1.3781506204447291E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rente per termin",null,{"$f":"$J$66+0.0025","v":1.2499026981970527E-2}]
[null,"Nominel rente % pr. termin................................................",null,null,{"$f":"(1+H7)^0.25-1","v":9.9990269819705269E-3},"Eff. rente p.a..........................................................",null,null,{"$f":"((1+I69)^4-1)","v":5.7191247967477432E-2},{"$f":"((1+J69)^4-1)","v":5.6276110451852768E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Restgæld termin 4",null,{"$f":"AO82","v":10009486.241805296},"kr."]
[null,"Annuitetsydelse pr. termin ex adm.................................",null,null,{"$f":"PMT(E70,E66,I29)*-1","v":147552.92830545889},"Eff. rente/termin efter skat...........................................................",null,null,{"$f":"IF(H4>0,IRR(H84:H204),0)","v":8.8023984745850825E-3},{"$f":"IF(H4>0,IRR(W84:W204),0)","v":8.6196898997277227E-3},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ydelse pr. termin",null,{"$f":"PMT(AQ69,($H$5-1)*4,AQ70)*-1","v":163908.29578987308},"kr."]
[null,"Adm.-bidrag beregnes af restgælden årligt.........",null,null,{"$f":"H10","v":1.2500000000000001E-2},"Eff. rente p.a. efter skat...........................................................",null,null,{"$f":"((1+I71)^4-1)","v":3.567722133272877E-2},{"$f":"((1+J71)^4-1)","v":3.4927121182285248E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ydelse efter skat, 20 terminer",null,{"$f":"SUM(AT78:AT97)","v":2667161.2043005442},"kr."]
[null,"Kurtage  0,15 % af kontantværdi (min 175), kr...............................................",null,null,{"$f":"IF(I31*KurtageUnderSats<KurtageMinSats,KurtageMinSats,I31*KurtageUnderSats)","v":15284.025},"Stempelberegning realkredit, opr...........................................................",null,null,{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I29*Stempel,100))","v":149200},{"$f":"IF(ISNUMBER('Omk. & restfinans'!E19),0,CEILING(I31*Stempel,100))","v":147800}]
[null,"Kurtage dog minimum kr.……………………………",null,null,{"$f":"KurtageMinSats","v":175},"Indskud realkredit.(min. 10.000).........................................................",null,null,{"$f":"IF(ISNUMBER($G$32),$G$32*I29,IF('Omk. & restfinans'!$E$16>0,I29*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I29<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I29)))","v":102850},{"$f":"IF(ISNUMBER($G$32),$G$32*I31,IF('Omk. & restfinans'!$E$16>0,I31*'Omk. & restfinans'!$F$16,IF(StiftelsesprovisionSats*I31<MinStiftelse,MinStiftelse,StiftelsesprovisionSats*I31)))","v":101893.5},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KONTANTLÅN"]
[null,"Standard indskud………………………………",null,null,{"$f":"IF(H2=\"o\",I29*StiftelsesprovisionSats,I31*StiftelsesprovisionSats)","v":102850},"Amortiseringstillæg i alt…………………………",null,null,{"$f":"H37 + I30*-1","v":379809.02500000002},{"$f":"H37","v":284159.02500000002},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nominel","Nominel","Nominel","Adm.-","Ydelse ","Ydelse"]
[null,"Standard stempel………………………………..",null,null,{"$f":"CEILING(IF(H2=\"o\",I29*Stempel,I31*Stempel),100)","v":149200},"Tildelt amortiseringstillæg i alt………….",null,null,{"$f":"SUM(Q85:Q284)","v":379808.89239913487},{"$f":"SUM(AC85:AC284)","v":16275560.874675496},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"forpligtelse","Afdrag","Rente","bidrag","før skat","efter skat"]
[null,null,null,null,null,null,null,null,"Obligation","Kontant",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Termin",null,null,null,null,{"$f":"$I$38*-1","v":-9905191},{"$f":"$I$38*-1","v":-9905191}]
[null,"Kalkulationsrenten pr. termin (beregnet på grundlag af kalkulationsrenten p.a. fra arket Finansplan)………………………………………………………………………….",null,null,null,null,null,null,{"$f":"KRenteTermin","v":1.2272234429039353E-2},{"$f":"KRenteTermin","v":1.2272234429039353E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,{"$f":"AO45","v":10189350},{"$f":"AP45","v":44297.107666686672},101883.58557874139,26461.229304691689,{"$f":"AQ78+AR78+AP78","v":172641.92255011975},{"$f":"AP78+((AR78+AQ78)*(1-$H$9))","v":123229.16881999801}]
[null,"Nutidsværdi af ydelserne ved kalkulationsrenten pr. termin...................................................................................",null,null,null,null,null,null,{"$f":"NPV(KRenteTermin,F85:F205)","v":10676050.52718878},{"$f":"NPV(KRenteTermin,W85:W205)","v":8278663.0218512351},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Amort","v":1},"amortiseret",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN78+1","v":2},{"$f":"AO46","v":10145052.892333314},44740.03564146912,101440.65760395894,{"$f":"AR46","v":26269.001184093446},172449.69442952151,{"$f":"AP79+((AR79+AQ79)*(1-$H$9))","v":123281.47579612133}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OBLIGATIONSLÅN ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN79+1","v":3},{"$f":"AO47","v":10100312.856691845},45187.392465022494,100993.30078040557,26074.850969330651,172255.54421475873,123334.30579111027]
["OBLIGATIONSLÅN",null,null,null,null,null,null,null,null,null,null,null,null,null,"AMORTISERET KOSTPRIS",null,null,null,"KONTANTLÅN",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,{"$f":"AO48","v":10055125.464226821},45639.222421525148,100541.47082390291,25878.759441331888,172059.45268675993,123387.66403464455]
[null,"Nominel",null,"Nominel","Adm.-","Ydelse ",null,"Ydelse","rente+afdrag","Afkast beregning","Pr. termin","P.A.","Udtræknings-","Op til 100","Amortiseret","Rente i alt","Amorti-",null,"Nominel","Nominel","Nominel","Adm.-","Ydelse","Ydelse","DIAGRAMDATA",{"$f":"IF(Amort=1,\"\",\"Amort.\")","v":""},{"$f":"IF($H$2=\"k\",\"kontantlån\",\"Obligationslån\")","v":"Obligationslån"},null,null,"Forpligtelse","Årlig",null,null,null,null,null,null,null,null,5,{"$f":"AO81-AP81","v":10009486.241805296},{"$f":"$AQ$71-AQ82","v":38799.45717788591},{"$f":"$AQ$69*AO82","v":125108.83861198717},{"$f":"AO82*$E$72/4","v":31279.644505641554},195187.94029551465,134978.37429522758]
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[15,9616661.1992578618,51395.673497610478,96157.254807848411,30052.066247680821,177604.99455313972,null,129014.40594676095,147552.92830545889,147552.92830545889,null,null,5.3444404905911413E-3,99.074970329656239,9289744.5844456498,130065.85466900423,3856.5336134749959,15,9527226.7176138163,50917.696232657021,95262.99701277104,29772.583492543177,127814.57824342526,175953.27673797123,15,{"$f":"IF(Amort=2,IF($H$2=\"o\",C99-Q99,T99-#REF!),IF($H$2=\"o\",C99,T99))","v":51395.673497610478},{"$f":"IF(Amort=1,IF($H$2=\"o\",D99,U99),IF($H$2=\"o\",P99-Q99,#REF!-#REF!))","v":96157.254807848411},{"$f":"IF(Amort=1,IF($H$2=\"o\",E99,V99),IF($H$2=\"o\",Q99,#REF!))","v":30052.066247680821},129014.40594676095,{"$f":"IF(Amort=2,IF($H$2=\"o\",O99,#REF!),IF($H$2=\"o\",B99,S99))","v":9616661.1992578618}]
[16,9565265.525760252,51909.580223669633,95643.348081789256,29891.454768000789,177444.38307345967,null,129113.48397629052,147552.92830545889,147552.92830545889,null,null,5.4268833503755597E-3,99.075047001515841,9242205.444561515,129400.25845125543,3865.4556014653863,16,9476309.0213811584,51426.823651147133,94753.869594280928,29613.46569181612,127912.73485209682,175794.15893724418,16,{"$f":"IF(Amort=2,IF($H$2=\"o\",C100-Q100,T100-#REF!),IF($H$2=\"o\",C100,T100))","v":51909.580223669633},{"$f":"IF(Amort=1,IF($H$2=\"o\",D100,U100),IF($H$2=\"o\",P100-Q100,#REF!-#REF!))","v":95643.348081789256},{"$f":"IF(Amort=1,IF($H$2=\"o\",E100,V100),IF($H$2=\"o\",Q100,#REF!))","v":29891.454768000789},129113.48397629052,{"$f":"IF(Amort=2,IF($H$2=\"o\",O100,#REF!),IF($H$2=\"o\",B100,S100))","v":9565265.525760252},{"$f":"SUM(AB97:AB100)","v":120523.14345384424},null,null,null,null,null,null,null,null,null,"Beregning af rentestigning på 2 % efter 4 terminer, lån med variabel rente"]
[17,9513355.9455365818,52428.625516948872,95124.302788510016,29729.237329801821,177282.1656352607,null,129213.55268971065,147552.92830545889,147552.92830545889,null,null,5.5110547547153445E-3,99.075125280921881,9194161.3199393097,128727.59193453826,3874.0518162264198,17,9424882.1977300104,51941.041848432011,94239.651396996051,29452.756867906282,128011.87293134694,175633.45011333434,17,{"$f":"IF(Amort=2,IF($H$2=\"o\",C101-Q101,T101-#REF!),IF($H$2=\"o\",C101,T101))","v":52428.625516948872},{"$f":"IF(Amort=1,IF($H$2=\"o\",D101,U101),IF($H$2=\"o\",P101-Q101,#REF!-#REF!))","v":95124.302788510016},{"$f":"IF(Amort=1,IF($H$2=\"o\",E101,V101),IF($H$2=\"o\",Q101,#REF!))","v":29729.237329801821},129213.55268971065,{"$f":"IF(Amort=2,IF($H$2=\"o\",O101,#REF!),IF($H$2=\"o\",B101,S101))","v":9513355.9455365818},null,null,null,null,null,null,null,null,null,null,"Kontantlån"]
[18,9460927.3200196326,52952.860758120471,94600.067547338418,29565.397875061353,177118.32618052023,null,129314.62199289634,147552.92830545889,147552.92830545889,null,null,5.5970053428135401E-3,99.075205214968804,9145606.7462385874,128047.77861253933,3882.3131901395609,18,9372941.1558815781,52460.40172734615,93720.291518081911,29290.441112129934,128112.00229492644,175471.13435755798,18,{"$f":"IF(Amort=2,IF($H$2=\"o\",C102-Q102,T102-#REF!),IF($H$2=\"o\",C102,T102))","v":52952.860758120471},{"$f":"IF(Amort=1,IF($H$2=\"o\",D102,U102),IF($H$2=\"o\",P102-Q102,#REF!-#REF!))","v":94600.067547338418},{"$f":"IF(Amort=1,IF($H$2=\"o\",E102,V102),IF($H$2=\"o\",Q102,#REF!))","v":29565.397875061353},129314.62199289634,{"$f":"IF(Amort=2,IF($H$2=\"o\",O102,#REF!),IF($H$2=\"o\",B102,S102))","v":9460927.3200196326},null,null,null,null,null,null,null,null,null,null,"Rente per termin",null,{"$f":"$J$66+0.005","v":1.4999026981970528E-2}]
[19,9407974.4592615124,53482.337841613451,94070.590463845438,29399.920185192226,176952.84849065111,null,129416.70189077161,147552.92830545889,147552.92830545889,null,null,5.6847877375946444E-3,99.075286852595951,9096536.1986706071,127360.74113260777,3890.230483570107,19,9320480.7541542314,52984.954699702896,93195.738545725166,29126.502356731973,128213.13285471403,175307.19560216003,19,{"$f":"IF(Amort=2,IF($H$2=\"o\",C103-Q103,T103-#REF!),IF($H$2=\"o\",C103,T103))","v":53482.337841613451},{"$f":"IF(Amort=1,IF($H$2=\"o\",D103,U103),IF($H$2=\"o\",P103-Q103,#REF!-#REF!))","v":94070.590463845438},{"$f":"IF(Amort=1,IF($H$2=\"o\",E103,V103),IF($H$2=\"o\",Q103,#REF!))","v":29399.920185192226},129416.70189077161,{"$f":"IF(Amort=2,IF($H$2=\"o\",O103,#REF!),IF($H$2=\"o\",B103,S103))","v":9407974.4592615124},null,null,null,null,null,null,null,null,null,null,"Restgæld termin 4",null,{"$f":"AO115","v":10009486.241805296},"kr."]
[20,9354492.1214198992,54017.109180750602,93535.819124708287,29232.787879437186,176785.71618489607,null,129519.80248830008,147552.92830545889,147552.92830545889,null,null,5.7744566438900861E-3,99.075370244678808,9046944.091312563,126666.40128615375,3897.7942820082753,20,9267495.7994545288,53514.752691383706,92665.940554044355,28960.924373295406,128315.27462169765,175141.61761872348,20,{"$f":"IF(Amort=2,IF($H$2=\"o\",C104-Q104,T104-#REF!),IF($H$2=\"o\",C104,T104))","v":54017.109180750602},{"$f":"IF(Amort=1,IF($H$2=\"o\",D104,U104),IF($H$2=\"o\",P104-Q104,#REF!-#REF!))","v":93535.819124708287},{"$f":"IF(Amort=1,IF($H$2=\"o\",E104,V104),IF($H$2=\"o\",Q104,#REF!))","v":29232.787879437186},129519.80248830008,{"$f":"IF(Amort=2,IF($H$2=\"o\",O104,#REF!),IF($H$2=\"o\",B104,S104))","v":9354492.1214198992},null,null,null,null,null,null,null,null,null,null,"Ydelse pr. termin",null,{"$f":"PMT(AQ102,($H$5-1)*4,AQ103)*-1","v":182603.64118235084},"kr."]
[21,9300475.0122391488,54557.227712936976,92995.700592521913,29063.984413247341,176616.91271870624,null,129623.93399148506,147552.92830545889,147552.92830545889,null,null,5.8660689525149292E-3,99.075455444125836,8996824.7764138207,125964.67999893508,3904.9949931658302,21,9213981.0467631444,54049.848147478348,92130.845097949714,28793.690771134829,128418.43770696534,174974.38401656289,21,{"$f":"IF(Amort=2,IF($H$2=\"o\",C105-Q105,T105-#REF!),IF($H$2=\"o\",C105,T105))","v":54557.227712936976},{"$f":"IF(Amort=1,IF($H$2=\"o\",D105,U105),IF($H$2=\"o\",P105-Q105,#REF!-#REF!))","v":92995.700592521913},{"$f":"IF(Amort=1,IF($H$2=\"o\",E105,V105),IF($H$2=\"o\",Q105,#REF!))","v":29063.984413247341},129623.93399148506,{"$f":"IF(Amort=2,IF($H$2=\"o\",O105,#REF!),IF($H$2=\"o\",B105,S105))","v":9300475.0122391488},null,null,null,null,null,null,null,null,null,null,"Ydelse efter skat, 20 terminer",null,{"$f":"SUM(AT111:AT130)","v":2813982.3161915941},"kr."]
[22,9245917.7845262121,55102.746904900137,92450.181400558751,28893.493076644416,176446.42138210329,null,129729.10670838009,147552.92830545889,147552.92830545889,null,null,5.9596838506523406E-3,99.075542505981105,8946172.5436940491,125255.49732123033,3911.8228440271632,22,9159931.1986156665,54590.294037476386,91590.399207951676,28624.784995673959,128522.63232270615,174805.47824110201,22,{"$f":"IF(Amort=2,IF($H$2=\"o\",C106-Q106,T106-#REF!),IF($H$2=\"o\",C106,T106))","v":55102.746904900137},{"$f":"IF(Amort=1,IF($H$2=\"o\",D106,U106),IF($H$2=\"o\",P106-Q106,#REF!-#REF!))","v":92450.181400558751},{"$f":"IF(Amort=1,IF($H$2=\"o\",E106,V106),IF($H$2=\"o\",Q106,#REF!))","v":28893.493076644416},129729.10670838009,{"$f":"IF(Amort=2,IF($H$2=\"o\",O106,#REF!),IF($H$2=\"o\",B106,S106))","v":9245917.7845262121}]
[23,9190815.0376213118,55653.720757982926,91899.207547475962,28721.2969925666,176274.22529802547,null,129835.3310501091,147552.92830545889,147552.92830545889,null,null,6.0553629389964031E-3,99.075631487533258,8894981.6196331754,124538.77241789749,3918.2678778549271,23,9105340.9045781903,55136.143860510812,91044.549384917249,28454.190326806845,128627.86878322113,174634.88357223492,23,{"$f":"IF(Amort=2,IF($H$2=\"o\",C107-Q107,T107-#REF!),IF($H$2=\"o\",C107,T107))","v":55653.720757982926},{"$f":"IF(Amort=1,IF($H$2=\"o\",D107,U107),IF($H$2=\"o\",P107-Q107,#REF!-#REF!))","v":91899.207547475962},{"$f":"IF(Amort=1,IF($H$2=\"o\",E107,V107),IF($H$2=\"o\",Q107,#REF!))","v":28721.2969925666},129835.3310501091,{"$f":"IF(Amort=2,IF($H$2=\"o\",O107,#REF!),IF($H$2=\"o\",B107,S107))","v":9190815.0376213118},null,null,null,null,null,null,null,null,null,null,"KONTANTLÅN"]
[24,9135161.3168633282,56210.203813489061,91342.724491969828,28547.379115197902,176100.30742065678,null,129942.61753189721,147552.92830545889,147552.92830545889,null,null,6.1531703561409617E-3,99.075722448431208,8843246.1667530462,123814.42355831648,3924.3199511487546,24,9050204.7607176788,55687.451650653878,90493.241594774183,28281.889877242749,128734.15750594428,174462.58312267083,24,{"$f":"IF(Amort=2,IF($H$2=\"o\",C108-Q108,T108-#REF!),IF($H$2=\"o\",C108,T108))","v":56210.203813489061},{"$f":"IF(Amort=1,IF($H$2=\"o\",D108,U108),IF($H$2=\"o\",P108-Q108,#REF!-#REF!))","v":91342.724491969828},{"$f":"IF(Amort=1,IF($H$2=\"o\",E108,V108),IF($H$2=\"o\",Q108,#REF!))","v":28547.379115197902},129942.61753189721,{"$f":"IF(Amort=2,IF($H$2=\"o\",O108,#REF!),IF($H$2=\"o\",B108,S108))","v":9135161.3168633282},null,null,null,null,null,null,null,null,null,null,"Nominel","Nominel","Nominel","Adm.-","Ydelse ","Ydelse"]
[25,9078951.1130498387,56772.251158082203,90780.677147376686,28371.722228280749,175924.65053373965,null,130050.97677411152,147552.92830545889,147552.92830545889,null,null,6.2531729107428834E-3,99.075815450806985,8790960.2828907054,123082.36810621436,3929.9687305569241,25,8994517.3090670258,56244.271982265927,89936.421263162134,28107.866590834456,128841.50901247383,174288.55983626252,25,{"$f":"IF(Amort=2,IF($H$2=\"o\",C109-Q109,T109-#REF!),IF($H$2=\"o\",C109,T109))","v":56772.251158082203},{"$f":"IF(Amort=1,IF($H$2=\"o\",D109,U109),IF($H$2=\"o\",P109-Q109,#REF!-#REF!))","v":90780.677147376686},{"$f":"IF(Amort=1,IF($H$2=\"o\",E109,V109),IF($H$2=\"o\",Q109,#REF!))","v":28371.722228280749},130050.97677411152,{"$f":"IF(Amort=2,IF($H$2=\"o\",O109,#REF!),IF($H$2=\"o\",B109,S109))","v":9078951.1130498387},null,null,null,null,null,null,null,null,null,null,"forpligtelse","Afdrag","Rente","bidrag","før skat","efter skat"]
[26,9022178.8618917558,57339.918429239086,90213.009876219803,28194.308943411739,175747.23724887063,null,130160.41950331249,147552.92830545889,147552.92830545889,null,null,6.3554402220325906E-3,99.075910559406481,8738118.0004631802,122342.52250937148,3935.2036897399412,26,8938273.0370847601,56806.659975397895,89374.033270030166,27932.103240889875,128949.93392961372,174112.79648631794,26,{"$f":"IF(Amort=2,IF($H$2=\"o\",C110-Q110,T110-#REF!),IF($H$2=\"o\",C110,T110))","v":57339.918429239086},{"$f":"IF(Amort=1,IF($H$2=\"o\",D110,U110),IF($H$2=\"o\",P110-Q110,#REF!-#REF!))","v":90213.009876219803},{"$f":"IF(Amort=1,IF($H$2=\"o\",E110,V110),IF($H$2=\"o\",Q110,#REF!))","v":28194.308943411739},130160.41950331249,{"$f":"IF(Amort=2,IF($H$2=\"o\",O110,#REF!),IF($H$2=\"o\",B110,S110))","v":9022178.8618917558},null,null,null,null,null,null,null,null,null,"Termin",null,null,null,null,{"$f":"$I$38*-1","v":-9905191},{"$f":"$I$38*-1","v":-9905191}]
[27,8964838.9434625171,57913.261820757034,89639.666484701855,28015.121698320367,175568.05000377924,null,130270.9565533157,147552.92830545889,147552.92830545889,null,null,6.4600448692934374E-3,99.07600784172844,8684713.2857236806,121594.80228920767,3940.0141061854483,27,8881466.3771093618,57374.671301247523,88806.021944180538,27754.582428466758,129059.44299042561,173935.27567389482,27,{"$f":"IF(Amort=2,IF($H$2=\"o\",C111-Q111,T111-#REF!),IF($H$2=\"o\",C111,T111))","v":57913.261820757034},{"$f":"IF(Amort=1,IF($H$2=\"o\",D111,U111),IF($H$2=\"o\",P111-Q111,#REF!-#REF!))","v":89639.666484701855},{"$f":"IF(Amort=1,IF($H$2=\"o\",E111,V111),IF($H$2=\"o\",Q111,#REF!))","v":28015.121698320367},130270.9565533157,{"$f":"IF(Amort=2,IF($H$2=\"o\",O111,#REF!),IF($H$2=\"o\",B111,S111))","v":8964838.9434625171},null,null,null,null,null,null,null,null,null,1,{"$f":"AO78","v":10189350},{"$f":"AP78","v":44297.107666686672},101883.58557874139,26461.229304691689,{"$f":"AQ111+AR111+AP111","v":172641.92255011975},{"$f":"AP111+((AR111+AQ111)*(1-$H$9))","v":123229.16881999801}]
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